Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98299 reviews)

View other PayPal products

4.76

Based on 97,957 reviews, last reviewed 11th Jul 2026

508% increase in 5 star reviews

in the past 90 days

480% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Best customer servece very frindly very realiable Best customer servece very frindly very realiable Reviewed on: 11th July 2026

Latest lowest rating:

1

Won't use again Had a great experience for years was using constant and wouldn't use any other payment way then all of a sudden after two years of using pay in 3 and ... Read more Reviewed on: 11th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (98308)

PayPal is my go to

PayPal is my go to, I've used many different providers and for personal and professional payment I've found PayPal to be the most flexible and reliable system. Reviewed on: 10th July 2026

The PayPal app is very user friendly.

The PayPal app is very user friendly. And if you have any issues customer service are always happy to help. Reviewed on: 10th July 2026

Super quick & easy to use, good security posture and...

Super quick & easy to use, good security posture and works everywhere. Reviewed on: 10th July 2026

I haven’t tried this Pay in 3 service yet.

I haven’t tried this Pay in 3 service yet. Reviewed on: 10th July 2026

Pay in 3 works

Pay in 3 worked just as expected, received my item, paid over 3 months. Reviewed on: 10th July 2026

Points are a welcome bonus!

Seamless checkout and option to pay in 3 comes in really handy. Already accumulated £30 in points so very happy :-) Reviewed on: 10th July 2026

Easy to use

Very easy to use and makes my life so much easier paying in installments rather than having to pay all at once. It also comes out automatically so I don’t have to do anything to make the payments which is very helpful Reviewed on: 10th July 2026

Great Option

Really good option to pay for large items Reviewed on: 10th July 2026

Disgusting service from PAYPAL

I had a dispute with a seller and involved PAYPAL to resolve the issue, I was first told I was covered with PayPal buyer protection to later be told my purchase was not covered with buyer protection, The seller had offered 70% refund PayPal did not back me in anyway and went in the favour of the seller although the seller had not supplied the item as described in my invoice, I would have at least expected PayPal to contact me and advise I accepted the 70% offer, PayPal rejected my appeal and still backed the seller, ABSOLUTELY DISGUSTING PAYPAL HAS COST ME THE FULL AMOUNT OF THE PURCHASE, WILL DEFINITELY NOT BE USING PAYPAL AGAIN, That what you get for using a company for over twenty years, never again Reviewed on: 10th July 2026

Pay in 3 with paypal

Its a handy way to spilt a payment in to 3 monthly payments with 0% interest. I use this service alot it helps me get bigger purchases and split the cost over 3 months. If your thinking of using this service I would say go for it Reviewed on: 10th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Klarna card
from Klarna 4.02 from 4 reviews
Buy Now Pay Later
from Etika 4.80 from 663 reviews
Buy now pay later
from Payl8r 4.81 from 4218 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 176983 reviews
Payments
from PayPal 4.71 from 3847 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub