Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 36,403 reviews, last reviewed 21st Apr 2026
1324500% increase in 5 star reviews
in the past 90 days
2500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and helpful payment option I’ve found Pay in 3 really helpful for managing larger purchases. The process is straightforward, there’s no interest, and everything is clearly laid ... Read more Reviewed on: 21st April 2026
Imane Aly's avatar
Imane Aly

Latest lowest rating:

2

Sometimes people pay later or pay free doesn’t work Sometimes people pay later or pay free doesn’t work Reviewed on: 21st April 2026
Ni's avatar
Ni

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (36403)

Great to spread payments when needed no interest added

4
Great to spread payments when needed no interest added Reviewed on: 19th April 2026

Quick and easy to use..

5
Quick and easy to use. Pay in 3 is a great help. Reviewed on: 19th April 2026

Very easy too use and helpful when needed

5
Very easy too use and helpful when needed Reviewed on: 19th April 2026

It's easy and safe.

5
It's easy and safe. I like the free services too Reviewed on: 19th April 2026

I use PayPal nearly everyday.

5
I use PayPal nearly everyday. I had a problem with a supplier. Being an OAP I was very concerned and upset. I spoke with a real person a PayPal agent as soon as I became aware I had a problem. The agent was on their case immediately, solved the problem and my money was refunded. Excellent stressful seamless service. Reviewed on: 19th April 2026

Pay in 3 is easy

5
Easy way to spread the cost of things over 3 months with no extra charges. Reviewed on: 19th April 2026

It's a great way to earn points for cash

5
It's a great way to earn points for cash Reviewed on: 19th April 2026

PayPal review

5
Never had any problems excellent company to be involved with Reviewed on: 19th April 2026

I have never had an issue with PayPal.

5
I have never had an issue with PayPal. Making payments is easy and secure. Reviewed on: 19th April 2026

I have been a PayPal customer for twenty years and h...

5
I have been a PayPal customer for twenty years and have o pay needed to call customer support once and they were efficient polite and informative. Reviewed on: 19th April 2026

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review