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PayPal: Pay in 3 reviews

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4.93
Based on 36,637 reviews, last reviewed 21st Apr 2026
1346600% increase in 5 star reviews
in the past 90 days
2500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Give it a try, you can’t lose. An easy way to pay for things that have a limited time response, PayPal makes it so easy to do this Reviewed on: 21st April 2026
Margaret Campbell's avatar
Margaret Campbell

Latest lowest rating:

2

Sometimes people pay later or pay free doesn’t work Sometimes people pay later or pay free doesn’t work Reviewed on: 21st April 2026
Ni's avatar
Ni
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (36637)

The service is very easy to use and any problems hav...

5
The service is very easy to use and any problems have been resolved in a timely manner. PayPal app is excellent with great accessibility. Payments are very to make. Reviewed on: 19th April 2026
Michael's avatar
Michael

Very happy!

5
Every transaction has been smooth, the app is easy to navigate and making payments has never been easier. PayPal pay in 3 is available in a lot of retailers which is really useful, and is a great way to help improve my credit store and practice money management. Reviewed on: 19th April 2026
Rhiannon S's avatar
Rhiannon S

Fast and easy to use well thought out process

5
Fast and easy to use well thought out process Reviewed on: 19th April 2026
Carl A's avatar
Carl A

PayPal has made my financial transaction smoother,...

5
PayPal has made my financial transactions smoother, safer, or more efficient. I’ve been using PayPal for years to make online purchases. The checkout process is seamless and fast, and I like that I don't have to enter my credit card information every time. Highly recommended for safe online shopping. Reviewed on: 19th April 2026
Nass's avatar
Nass

It's so convenient, quick and secure.

5
It's so convenient, quick and secure. Makes getting tasks done so much easier. Reviewed on: 19th April 2026
Claire v's avatar
Claire v

PayPal pay in 3

5
Very good offer pay in 3 with PayPal Reviewed on: 19th April 2026
Top Banana 's avatar
Top Banana

Best for international transactions

5
Always been a good experience Good customer service. If any issues you get a quick response. Definitely recommend. Best for international transfers with no currency exchange fees. Reviewed on: 19th April 2026
AJ Gill's avatar
AJ Gill

Easy to use .

5
Easy to use . All went very smoothly Reviewed on: 19th April 2026
Jacqueline v's avatar
Jacqueline v

It has genuinely made my life much easier

5
It has genuinely made my life much easier. Being able to split payments into installments helps me take advantage of discounts, and I don’t have to delay buying something I urgently need. After every transaction, I immediately receive an email, and my upcoming payments are clearly notified in advance, which makes it very easy to stay on track. On one occasion where there was a scam-related issue, my problem was resolved quickly without any hassle, and I didn’t experience any inconvenience. Overall, I’m very satisfied with the service. Reviewed on: 19th April 2026
Yldk's avatar
Yldk

No interest in PayPal pay in 3 is a huge pro

4
PayPal Pay in 3 is good because there’s no interest at all, which is a big plus for me. It makes it much easier to spread the cost of something over time without worrying about extra charges building up. Instead of having to pay everything upfront or deal with credit cards adding interest, you can just split it into three manageable payments, which feels a lot less stressful. I also like that it helps with budgeting. Knowing exactly what I’ll be paying and when makes it easier to plan my money, especially if something a bit more expensive comes up that I still need or want. There’s no hidden fees or surprises, which gives a bit more peace of mind compared to other payment options. Another good thing is how simple and quick it is to use. The setup is straightforward, and once it’s done, you can use it without much hassle. It’s convenient when shopping online, and it doesn’t feel as risky as taking out traditional credit. Overall, PayPal Pay in 3 is a really useful option for consumers like me who want a bit more flexibility without getting into debt or paying extra in interest. It just makes managing purchases a lot more manageable and less of a burden. Reviewed on: 19th April 2026
Isobelle w's avatar
Isobelle w

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