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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98638 reviews)

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4.76

Based on 98,602 reviews, last reviewed 12th Jul 2026

508% increase in 5 star reviews

in the past 90 days

490% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love PayPal and how easy it is to split payments x3... Love PayPal and how easy it is to split payments x3 (no interest!) However my main reason for using PayPal is that I know my purchase is covered from ... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

Most times I’m unable to use Pay in 3 Most times I’m unable to use Pay in 3 Reviewed on: 12th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (98652)

Outstanding experience

Always using PayPal for most of my work transactions always top notch work Reviewed on: 10th July 2026

Just an overall good experience

Just an overall good experience, not complication, consistent, good value. Reviewed on: 10th July 2026

Secure easy payments.

Secure easy payments. Bring able to use PayPal on multiple websites and not having yo input my card details into different sites makes me feel more secure when ordering online Reviewed on: 10th July 2026

Easy way to pay for goods and services with the conf...

Easy way to pay for goods and services with the confidence that if anything goes wrong paypal will get you a refund Reviewed on: 10th July 2026

Super option to use.

I have used the Pay in 3 option quite a few times now, it's great to have that option available and so quick and easy to set up. There are no fees either, which is a rarity these days! I feel better making a purchase knowing that my personal details are super secure and having the guarantee from PayPal is just the icing on the cake, knowing that they will step in if any problems occur - win/win from my point of view. Reviewed on: 10th July 2026

Love the ease of paying through PayPal and the secur...

Love the ease of paying through PayPal and the security its brings when buying goods. Pay in 3 options are also a great option to have Reviewed on: 10th July 2026

pay in 3 offers less stress

Everytime i’ve had issues with payments they sort it out straight away and it’s been really helpful and took stress off me as a customer when using paypal as my payment method. Meaning i can still be a consumer even when i don’t have enough money at the specific time i want to buy! Reviewed on: 10th July 2026

Positive and friendly.

Positive and friendly. Easy to use digital experience Reviewed on: 10th July 2026

I love using PayPal, helping eith my friends and fam...

I love using PayPal, helping eith my friends and family aboard and so many options. I really recommend it. Reviewed on: 10th July 2026

Paypal has been my financial saviour since I have re...

Paypal has been my financial saviour since I have registered with them. I was recently stranded with my travel ticket sometimes this year in Africa, it was paypal that rescued me with the pay in 3 Instalment . Kudos to PayPal. Reviewed on: 10th July 2026

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