Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 37,035 reviews, last reviewed 21st Apr 2026
1384200% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've had several refunds from PayPal. I've had several refunds from PayPal with no problems. A very good service. Reviewed on: 21st April 2026
JKH's avatar
JKH

Latest lowest rating:

1

Customer service is very poor Customer service is very poor and always favour towards the seller. Reviewed on: 21st April 2026
Linda R's avatar
Linda R

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (37035)

Have always been given pay in 3 and I now have there...

5
Have always been given pay in 3 and I now have there payment card. I have never had a problem getting refunds through them. Reviewed on: 19th April 2026

All good had no bother, does what it says on...

4
All good had no bother, does what it says on the can Reviewed on: 19th April 2026

Great, would recommend!

5
I love being able to send money to family and friends, as well as paying for goods online so easily through a trusted service like PayPal. Spreading the cost allows me to responsibly make bigger purchases without the anxiety. Reviewed on: 19th April 2026

Ive used pay pal-(always great when abl...

5
Ive used pay in 3 a few times-(always great when able to pay in 3 months) especially for big payments. Always safe also for disputes and pay pal debit card. Reviewed on: 19th April 2026

Straightforward and easy to use.

5
Straightforward and easy to use. Reviewed on: 19th April 2026

So convenient

5
So convenient When I want to pay in instalments I rely on PayPal Reviewed on: 19th April 2026

Very straight forward and easy to use, very helpful.

5
Very straight forward and easy to use, very helpful. Reviewed on: 19th April 2026

Safe finances

5
I feel safe when using paypal, trustful way to use your money Reviewed on: 19th April 2026

Use PayPal for everything, any issues always very he...

5
Use PayPal for everything, any issues always very helpful Reviewed on: 19th April 2026

Reliable and convenient experience

4
Reliable and convenient experience Reviewed on: 19th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 64 reviews
    PayPal
  • Payments

    from PayPal 4.92 from 3681 reviews
    PayPal
    View all products