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PayPal: Pay in 3 reviews

4.76
Based on 99,774 reviews, last reviewed 13th Jul 2026
508% increase in 5 star reviews
in the past 90 days
441% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Works well for me It is so easy when paying for products etc. and using PayPal credit Reviewed on: 13th July 2026
Shane O's avatar
Shane O

Latest lowest rating:

1

Tell you to apply and then turn you down. Tell you to apply and then turn you down. Reviewed on: 13th July 2026
Brian E's avatar
Brian E

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (100136)

Good ,convenient and easy to use

5
Good ,convenient and easy to use Reviewed on: 11th July 2026

Brilliant love pay pal it’s amazing

5
Brilliant love pay pal it’s amazing Reviewed on: 11th July 2026

EASY!!!!!!

5
It was easy to navigate. Exactly what I was looking for. Reviewed on: 11th July 2026

I never have issues with PayPal, quick and easy to s...

5
I never have issues with PayPal, quick and easy to send money Reviewed on: 11th July 2026

I've never had any issues using PayPal and if I've e...

5
I've never had any issues using PayPal and if I've ever had a problem with a purchase they've handled it promptly and professionally Reviewed on: 11th July 2026

Spaced out

5
Being offered the chance to pay in 3 easy methods gave me the chance to purchase other items without having to wait until next month Reviewed on: 11th July 2026

Pain free process

5
Process is always easy and straightforward. Reviewed on: 11th July 2026

Easy to use, no interest and so straightforward even...

5
Easy to use, no interest and so straightforward even my Nan could use it. Reviewed on: 11th July 2026

The gold standard for secure online payments

5
I have been using PayPal for years and it remains my absolute go-to for online shopping and sending money to friends. The transaction speeds are incredibly fast, and the mobile app is flawlessly designed and easy to navigate. What I appreciate most is the peace of mind provided by their robust Buyer Protection policy, which makes purchasing from new online stores completely stress-free. I highly recommend it to anyone looking for a secure and seamless payment experience. Reviewed on: 11th July 2026

Good Experience!

5
PayPal Pay in 3 splits your purchase into 3 interest-free payments — one upfront, then two more every 30 days, no fees if you’re not late. Genuinely one of the easier “buy now, chill on the rest” plays out there smooth checkout, no credit check drama for small buys, and it doesn’t wreck you with interest like a lot of BNPL traps do. Reviewed on: 11th July 2026

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