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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (39190 reviews)

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4.93

Based on 39,190 reviews, last reviewed 25th Apr 2026

1588700% increase in 5 star reviews

in the past 90 days

2900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

It was good it was really helpful for me It was good it was really helpful for me Reviewed on: 25th April 2026

Latest lowest rating:

2

Algorithm decides if and when to allow and refuse pa... Algorithm decides if and when to allow and refuse pay in 3. Reviewed on: 25th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (39190)

It’s really great thing

It’s really great thing, when you don’t want to pay full price same day. I am using PayPal more than 8 years, and “Pay in 3” is the best function they have! Thank you, PayPal ! Reviewed on: 16th June 2024

Makes it easy to buy things.

Makes it easy to buy things. I don't have a good credit rating but I make sure to pay everything on time and it works brilliantly. Well done PayPal. Reviewed on: 16th June 2024

I love paypal.

I love paypal. It helps me to pay in a safe way and it is really helpful to being able yo pay in 3 or do a delayed payment . Once I had an issue and PayPal sorted out very quickly and efficiently . Reviewed on: 16th June 2024

A great and easy way to spread the cost of purchases

Pay in 3 is a really great way to spread the cost of purchases over 3 months. I use it a lot for anything over £30 (lower limit). The application is approved in seconds and it’s interest free. It’s so easy and convenient and I receive emails to remind me when each payment is due. I would definitely recommend it. Reviewed on: 16th June 2024

pay in three

I have used pay in three multiple times and never had any issues with payments the money is always taken on time never before or after the day it was started. its also very helpful that if you like you can pay early if you wanted. Reviewed on: 16th June 2024

Fantastic option!

Fantastic option when you want to spread the cost. Never had any issues using pay in 3 and use it regularly. Very grateful it’s an option! Reviewed on: 16th June 2024

Always been happy with the service over a good few y...

Always been happy with the service over a good few years now Reviewed on: 16th June 2024

Have had a great experience, with PayPal, customer s...

Have had a great experience, with PayPal, customer service is excellent and are always available to answer any questions. When I have had issues with payments they have always been at hand to help resolve the issues that I have had. The issues are always resolved in very good time and they keep you informed at every stage. Reviewed on: 16th June 2024

PayPal is one of a kind, when I can I pay with it.

PayPal is one of a kind, when I can I pay with it. The best service what I use ever. Reviewed on: 16th June 2024

PayPal 5*****

Having PayPal enables me access to emergency funds. PayPal has been a lifesaver. Reviewed on: 16th June 2024

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