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PayPal: Pay in 3 reviews

4.93
Based on 39,215 reviews, last reviewed 26th Apr 2026
1591000% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great experience, I can recommend it Great experience, I can recommend it Reviewed on: 26th April 2026
Magdalena B's avatar
Magdalena B

Latest lowest rating:

2

Algorithm decides if and when to allow and refuse pa... Algorithm decides if and when to allow and refuse pay in 3. Reviewed on: 25th April 2026
Craig J's avatar
Craig J

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (39215)

It was a lovely experience.

5
It was a lovely experience. I feel I can buy anything Using this method Reviewed on: 16th June 2024

A very continent way to pay without any extra cost.

5
A very continent way to pay without any extra cost. Makes purchase much more manageable and automatic payments make it admin free. Reviewed on: 16th June 2024

Just amazing.

5
Just amazing. Really helpful short term loan.Used many times and does not affect credit score. Would highly reccomend to anyone for those larger purchases if you want to plan or are trying to save. Great job Reviewed on: 16th June 2024

I rely heavily on Pay in 3 when I am making big paym...

5
I rely heavily on Pay in 3 when I am making big payment and don’t want to break my bank account. The process happens so quickly and so smooth without hassles. In this economy, having such a payment option helps family a lot. Reviewed on: 16th June 2024

Very very convenient and easy to use.

5
Very very convenient and always so easy to use and thereafter manage - thank you PayPal Reviewed on: 16th June 2024

Great professional service

5
I have used their services a few times to buy various products and have always been satisfied and was always kept informed during the various transactions. While getting the product I ordered or being kept informed during a dispute with the website I had bought the products from. They are very professional. I have always felt safe when purchasing products through PayPal. Reviewed on: 16th June 2024

Excellent serve!

5
Pay in 3 is very convenient and helpful! Reviewed on: 16th June 2024

Great the Pay in 3 only you to pay and afford things...

5
Great the Pay in 3 only you to pay and afford things you can’t normally without waiting months Reviewed on: 16th June 2024

I usualy use this service to pay for items and pay...

5
I usually use this service to pay for items and pay in 3. I love this as this site feels safe and secure and would recommend to friends and family Reviewed on: 16th June 2024

It’s always quick and easy and straight forward

5
It’s always quick and easy and straight forward Reviewed on: 16th June 2024

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