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PayPal: Pay in 3 reviews

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4.93
Based on 39,230 reviews, last reviewed 26th Apr 2026
1592200% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Only ever had one experience with paypal & they were... Only ever had one experience with paypal & they were able to get the issue resolved Reviewed on: 26th April 2026
Maire B's avatar
Maire B

Latest lowest rating:

2

Algorithm decides if and when to allow and refuse pa... Algorithm decides if and when to allow and refuse pay in 3. Reviewed on: 25th April 2026
Craig J's avatar
Craig J
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (39230)

Simple and easy

4
Simple and easy, it comes in especially handy for Christmas/birthday shopping. I've used it to pay for hotels for holidays too, to give us a little extra spending money on the trip. I find it very easy to use. Reviewed on: 16th June 2024
Simon S's avatar
Simon S

I find this very helpful in terms of spreading the c...

5
I find this very helpful in terms of spreading the cost. It is available for many purchases that I otherwise wouldn’t be able to complete in the current financial climate Reviewed on: 16th June 2024
Rachel Glenn's avatar
Rachel Glenn

It's easy to use and helps me budget when I have une...

4
It's easy to use and helps me budget when I have unexpected things that need paying.It really is quite useful and I think it's great. Reviewed on: 16th June 2024
Jane g's avatar
Jane g

Great option to split payments over different pay ch...

5
Great option to split payments over different pay checks with 0% interest Reviewed on: 16th June 2024
Harriet C's avatar
Harriet C

Secure and budget friendly

5
I feel more secure using PayPal, and often use the Pay in 3 option when offered for larger purchases. Reviewed on: 16th June 2024
Tracy M's avatar
Tracy M

Just do it

5
Helpful service and has protected and protected me in the past Reviewed on: 16th June 2024
Giacomo's avatar
Giacomo

Very handy app, safe way to pay online.

5
Very handy app, safe way to pay online. Any issues have always been dealt with fairly and in a timely manor Reviewed on: 16th June 2024
Ian 's avatar
Ian

Pay in 3 really helps me out with being able to buy...

5
Pay in 3 really helps me out with being able to buy something. Think PayPal is excellent Reviewed on: 16th June 2024
Roz's avatar
Roz

A good helper and easy to use many thanks

5
A good helper and easy to use many thanks Reviewed on: 16th June 2024
Ayman K's avatar
Ayman K

I used pay in 3 and credit very often, makes payment...

5
I used pay in 3 and credit very often, makes payments more affordable Reviewed on: 16th June 2024
Martin 's avatar
Martin

Review PayPal: Pay in 3 now

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