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PayPal: Pay in 3 reviews

4.76
Based on 99,774 reviews, last reviewed 13th Jul 2026
508% increase in 5 star reviews
in the past 90 days
441% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Works well for me It is so easy when paying for products etc. and using PayPal credit Reviewed on: 13th July 2026
Shane O's avatar
Shane O

Latest lowest rating:

1

Tell you to apply and then turn you down. Tell you to apply and then turn you down. Reviewed on: 13th July 2026
Brian E's avatar
Brian E

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (99825)

Smooth experience with no hassle

5
Smooth experience with no hassle Reviewed on: 4th July 2026

So easy to use never had a problem with PayPal and v...

5
So easy to use never had a problem with PayPal and very secure Reviewed on: 4th July 2026

PayPal - the intelligent way to pay

5
PayPal is just great to use, it offers choices of payment plans that give you extra time to pay - at no extra cost which is brilliant. The pay in 3 is perfect for pricier purchases that can arise unexpectedly and as the payments are automated there’s no risk of forgetting to pay. PayPal also protects your money for when things don’t go to plan such as poor quality goods. Their service and support allows you to challenge sellers and get your money back. PayPal is the intelligent way to pay. Reviewed on: 4th July 2026

Used pay in 3 many times.

5
Used pay in 3 many times. Always helps me out when I could do with not paying in full at the time Reviewed on: 4th July 2026

Really useful with larger purchases in a time of eve...

5
Really useful with larger purchases in a time of everything being hyper inflated. The pay in 3 is a great way to have a 0% split payment option! Great service from PayPal, have used a few times and will continue to use in the future! Thank you PayPal for this Reviewed on: 4th July 2026

It helps managing payments, it is a shame that latel...

5
It helps managing payments, it is a shame that lately is not available Reviewed on: 4th July 2026

Peace of mind

5
So easy to use, and as a single parent, it helps that i can spread the cost. Reviewed on: 4th July 2026

I think the pay in 3 is a fantastic idea and more co...

5
I think the pay in 3 is a fantastic idea and more companies could learn from it. Reviewed on: 4th July 2026

It gives me to spread cost .

5
It gives me to spread cost .I really love and it safe using paypal Reviewed on: 4th July 2026

Quick and easy - and puts my mind at ease.

5
Quick and easy - and puts my mind at ease. Reviewed on: 4th July 2026

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