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PayPal: Pay in 3 reviews

4.76
Based on 99,774 reviews, last reviewed 13th Jul 2026
508% increase in 5 star reviews
in the past 90 days
441% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Works well for me It is so easy when paying for products etc. and using PayPal credit Reviewed on: 13th July 2026
Shane O's avatar
Shane O

Latest lowest rating:

1

Tell you to apply and then turn you down. Tell you to apply and then turn you down. Reviewed on: 13th July 2026
Brian E's avatar
Brian E

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (99836)

The best services!

5
I am very happy with PayPal! Is help me with my payments, is very fast, Reviewed on: 4th July 2026

Longtime paypal user.

5
Used PayPal for years the flexible payment methods are excellent and come in mighty useful! Reviewed on: 4th July 2026

Ideal payment

5
My experience with paypal has been good. Being able to spread the cost of an item is great, especially when you don't have to pay interest Reviewed on: 4th July 2026

PayPal pay in 3 gives me peace of mind

5
PayPal pay in 3 gives me peace of mind and I don't have to remember the pay dates as it is automatically done for you . Excellent service provided by PayPal keeping you updated Reviewed on: 4th July 2026

Easy and convenient!

5
Easy and convenient! Highly recommend Reviewed on: 4th July 2026

No easier finance available

5
PayPal pay in 3 is the easiest way to finance or spread the cost. It is literally one click to apply and set up. Never miss a payment. Complete ease of mind financing Reviewed on: 4th July 2026

Pay in 3 allows me to spread the cost manageably

5
Pay in 3 allows me to spread the cost in a way that doesn’t feel like I’m living outside of my means. I’ve used it a few times now when I want to make an immediate larger purchase. There’s no interest, and the reminders that I have a payment coming up allows me to budget effectively. I think it’s really useful when you need it, and of all the different options for ‘pay later’ it’s my go-to. Reviewed on: 4th July 2026

Simple and quick

5
It was very easy and straightforward to use Reviewed on: 4th July 2026

Easy to use.

5
Easy to use. Very clear payment information. Easy to see important details Reviewed on: 4th July 2026

Reliable, safe and secure with flexible payment opti...

5
Reliable, safe and secure with flexible payment options. Reviewed on: 4th July 2026

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