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PayPal: Pay in 3 reviews

4.93
Based on 39,234 reviews, last reviewed 26th Apr 2026
1592500% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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5%
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1%
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0%
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Latest highest rating:

4

The application is easy to navigate The application is easy to navigate Reviewed on: 26th April 2026
Karl Worgan 's avatar
Karl Worgan

Latest lowest rating:

2

Algorithm decides if and when to allow and refuse pa... Algorithm decides if and when to allow and refuse pay in 3. Reviewed on: 25th April 2026
Craig J's avatar
Craig J

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (39234)

Spreading payments over 3 months helped me get out o...

5
Spreading payments over 3 months helped me get out of a bind paying for an unexpected item. I would not have been able to purchase it if PayPal didn't offer this facility. It was a lifeline for me. Reviewed on: 16th June 2024

Very helpful and value for money

5
Very helpful and value for money Reviewed on: 16th June 2024

It's good, but could be much better

4
The app making everything easy yet it ciuld be easier, hope if there a way to use PayPal to pay in stores not only online,and to have better view in details about out spending. Reviewed on: 16th June 2024

I have used pay pal 3 everytime i really wanted to b...

5
I have used pay pal 3 everytime i really wanted to buy something and i didnt have enough money on my bank , really good Reviewed on: 16th June 2024

Paypal pay in 3

5
Great product, amazing service. So easy to setup and reuse. Reviewed on: 16th June 2024

Really helped

5
Really helped with the finances in an emergency Reviewed on: 16th June 2024

Paid for a holiday in 3.

1
Paid for a holiday in 3. Was great option effective and easy Reviewed on: 16th June 2024

Security paying online

5
Have always responded promptly and sorted refund when issues with vendors. Gives me peace of mind when paying for goods online Reviewed on: 16th June 2024

I use pay pal pay in 3 to help spread the cost of gi...

5
I use pay pal pay in 3 to help spread the cost of gifts for special occasions Reviewed on: 16th June 2024

Helpful and flexible

5
Really helpful and flexible and just what I needed to help me get gifts for my daughters birthday Reviewed on: 16th June 2024

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