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PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 39,243 reviews, last reviewed 26th Apr 2026
1593400% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used PayPal for years and never had any issues. I've used PayPal for years and never had any issues. Vry straight forward and wasy to use. Reviewed on: 26th April 2026
Kim G's avatar
Kim G

Latest lowest rating:

2

Algorithm decides if and when to allow and refuse pa... Algorithm decides if and when to allow and refuse pay in 3. Reviewed on: 25th April 2026
Craig J's avatar
Craig J
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (39243)

Easy to use

5
Easy to use with the option to pay over time Reviewed on: 16th June 2024
Chris's avatar
Chris

Great experience.

5
Great experience, easy to understand. Reviewed on: 16th June 2024
Cici's avatar
Cici

easy to use

5
easy to use and good value in spreading the costs Reviewed on: 16th June 2024
keys's avatar
keys

Use Pay in 3 all the time.

5
Use Pay in 3 all the time. Very convenient way to buy bigger items. Reviewed on: 16th June 2024
John B's avatar
John B

Great way to finance!

5
Great way to finance! Very helpful and easy to use Reviewed on: 16th June 2024
Aisha A's avatar
Aisha A

Never had an issue with payments or customer service.

5
Never had an issue with payments or customer service. Everything has always been smooth going and I highly recommend it. It allows me the have the things I want and be able to afford it Reviewed on: 16th June 2024
kayleigh j's avatar
kayleigh j

Too much security, more than my actual bank app.

5
Too much security, more than my actual bank app. First, biometrics, then a code sent to your phone, then you go to send money, another code sent to your phone, its all a bit much really and biometrics should be enough unless you send over a certain amount. Reviewed on: 16th June 2024
Iain C's avatar
Iain C

Seamless and reassuring finance with Pay in 3.

5
Seamless and reassuring finance with Pay in 3. Love that there is no interest charged. Reviewed on: 16th June 2024
Nols's avatar
Nols

PayPal Pay in 3

5
PayPal pay in 3 allows me to spread the cost of purchases into manageable and affordable amounts without incurring additional costs in interest charges. This is super beneficial in the current cost of living crisis Reviewed on: 16th June 2024
Marie Lowrie's avatar
Marie Lowrie

Easy to use and very helpful at the moment.

5
Easy to use and very helpful at the moment. Reviewed on: 16th June 2024
Peter P's avatar
Peter P

Review PayPal: Pay in 3 now

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