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PayPal: Pay in 3 reviews

4.76
Based on 99,774 reviews, last reviewed 13th Jul 2026
508% increase in 5 star reviews
in the past 90 days
441% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Works well for me It is so easy when paying for products etc. and using PayPal credit Reviewed on: 13th July 2026
Shane O's avatar
Shane O

Latest lowest rating:

1

Tell you to apply and then turn you down. Tell you to apply and then turn you down. Reviewed on: 13th July 2026
Brian E's avatar
Brian E

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (99856)

I find the PayPal ways to pay very accommodating to...

5
I find the PayPal ways to pay very accommodating to my needs, it allows me to pay over time which I find very convenient. I most certainly would recommend using PayPal to avoid paying in full as their terms are agreeable to me, sometimes I even pay before the end of the instalments if I have money in my bank account. Reviewed on: 4th July 2026

PayPal my go to payment option!

5
PayPal is genuinely my go to payment option, whether it be direct from my own account, credit or pay in 3. It's simple, convenient and PayPal does cover you if there are any issues. Reviewed on: 4th July 2026

Never had any problems with PayPal and use it often.

5
Never had any problems with PayPal and use it often. Reviewed on: 4th July 2026

Always accessible by phone customer service fix your...

5
Always accessible by phone customer service fix your problems without any quibble Reviewed on: 4th July 2026

I trust PayPal 100% to look after my money At 79 ye...

5
I trust PayPal 100% to look after my money At 79 years old it is important that I manage my spending and pay in three helps me to do this. It is a safe and secure way to pay for my purchases and any issues are dealt with swiftly and efficiently. Reviewed on: 4th July 2026

Paypal Pay in 3 eases financial pressure

5
The PayPal Pay in 3 option allows you to ease financial pressure on yourself while incurring no interest on your payments. It is a no brainer and allows you to make purchases while maintaining financial comfort. Reviewed on: 4th July 2026

Convenient

5
It is straightforward and convenient, offering excellent value for money. The 'Pay in 3' option is accessible for the majority of my transactions, and I value the flexibility it provides. Additionally, I appreciate the buyer protection scheme, which enhances my confidence in my purchases. Reviewed on: 4th July 2026

A simple, reliable and quick provider of payment inc...

5
A simple, reliable and quick provider of payment including credit Reviewed on: 4th July 2026

PayPal Pay in 3 is a good way to plan your spending...

5
PayPal Pay in 3 is a good way to plan your spending as instead of 1 lump sum, it can be split into 3 equal payments. I like that way of doing it, as I can get what I want, but plan the cost over 3 months so it doesn't hit my bank balance in one foul swoop Reviewed on: 4th July 2026

Been using Paypal for years, never had any issues of...

5
Been using Paypal for years, never had any issues of note with the service in that time. It has become my payment service of choice now because of the protection against scam sellers that unfortunately now infest the online community. Reviewed on: 4th July 2026

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