Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 39,267 reviews, last reviewed 26th Apr 2026
1595600% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good I don’t have problem using it Very good I don’t have problem using it Reviewed on: 26th April 2026
Adeyemi Dossou's avatar
Adeyemi Dossou

Latest lowest rating:

2

Algorithm decides if and when to allow and refuse pa... Algorithm decides if and when to allow and refuse pay in 3. Reviewed on: 25th April 2026
Craig J's avatar
Craig J
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (39267)

Good service overall, did not had any issues so far.

5
Good service overall, did not had any issues so far. Reviewed on: 16th June 2024
Al's avatar
Al

Fantastic service.

5
Pay in 3 is fantastic, rarely a problem. I'm able to spread the cost of larger payments with no fuss. Comunication is excellent and notifications are plenty - but useful. App is intuitive, able to analyse my spend effectively using it's activity tool. Reviewed on: 16th June 2024
Vince's avatar
Vince

Pay in three

5
Pay in three is really help sometime you need to buy item. Don’t have enough money. You can pay in three. It’s a good system. Reviewed on: 16th June 2024
Mohamed F's avatar
Mohamed F

I usually pay in 3 whenever I can

5
I usually pay in 3 whenever I can, this is the perfect way to split the bill and pay less each month Reviewed on: 16th June 2024
Rubens Junior's avatar
Rubens Junior

The pay-in-3 option is a really helpful option espec...

5
The pay-in-3 option is a really helpful option especially when self-employed - it really helps with cash flow. The app is easy to use, the reminders are great and the usability of PP on almost all websites makes it a 1st choice for me. Reviewed on: 16th June 2024
Matthew T's avatar
Matthew T

The option to pay in 3 is a easy way to ensure that...

5
The option to pay in 3 is a easy way to ensure that you are not burdened financially which you would be if required to pay the full amount at the time of purchase. I almost always choose to pay in 3 for transactions exceeding 100 pounds which leaves me with money in my account for various other purposes. Reviewed on: 16th June 2024
Munyaradzi's avatar
Munyaradzi

Have never had a problem with PayPal great service h...

5
Have never had a problem with PayPal great service highly recommended to anyone Reviewed on: 16th June 2024
Colin C's avatar
Colin C

Helps me out when times are hard with spreading cost...

5
Helps me out when times are hard with spreading costs and very competitive with other similar services as no extra fees Reviewed on: 16th June 2024
Nicole 's avatar
Nicole

Paypal has always handled any of my issues quickly a...

5
Paypal has always handled any of my issues quickly and efficiently. I fell behind with some payments after a split with my ex which effected my credit score. I am unable to access clear pay or Klarna but PayPal has not penalised me which I find fantastic. Reviewed on: 16th June 2024
Ksty 's avatar
Ksty

Easy to apply and hassle free.

5
Easy to apply and hassle free. Customer service is always polite and helpful. Reviewed on: 16th June 2024
Donata M's avatar
Donata M

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill