Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (99962 reviews)

View other PayPal products

4.76

Based on 99,774 reviews, last reviewed 13th Jul 2026

508% increase in 5 star reviews

in the past 90 days

441% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Works well for me It is so easy when paying for products etc. and using PayPal credit Reviewed on: 13th July 2026

Latest lowest rating:

1

Tell you to apply and then turn you down. Tell you to apply and then turn you down. Reviewed on: 13th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (99966)

I always use pay in 3 when I want to split the cost...

I always use pay in 3 when I want to split the cost of a purchase over time, it’s a really handy way to manage my money Reviewed on: 4th July 2026

Quick simple efficient takes the pain out of big pu...

Quick simple efficient takes the pain out of big purchases Reviewed on: 4th July 2026

Very easy to use and gives you confidence in purchas...

Very easy to use and gives you confidence in purchasing a item with their service being safe and secure. Reviewed on: 4th July 2026

Confidence buying

Always buy through PayPal… have confide in the transaction Reviewed on: 4th July 2026

It really helps me spread my cost when I want to buy...

It really helps me spread my cost when I want to buy something that may be just a little too expensive for a one off payments, the payment schedule is very clear and allows me to budget. Reviewed on: 4th July 2026

A game-changer for budgeting.

A game-changer for budgeting. The 'Pay in 3' feature is completely interest-free, and PayPal's Buyer Protection makes online shopping incredibly safe. It's my go-to retail finance provider—so easy to use and a real stress-saver when spreading the cost of bigger purchases! Reviewed on: 4th July 2026

first class would highly recomend

first class would highly recomend Reviewed on: 4th July 2026

Simply the best!

Convenient, easy to apply for, simpke monthly payment notified when they are due and no extras. The best way to spread the cost Reviewed on: 4th July 2026

The service itself is very good but should you requi...

The service itself is very good but should you require their customer service department it becomes a nightmare, you’re just perpetually going round and round an automated loop unable to speak to a human being. Reviewed on: 4th July 2026

A great & convenient way of transferring funds

Been great. PayPal is easy to user, and convenient, especially when sending to friends & family abroad - instantly! Reviewed on: 4th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

next 3step
from Next 4.18 from 5 reviews
Klarna card
from Klarna 4.02 from 4 reviews
Buy now pay later
from Payl8r 4.82 from 4218 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 179373 reviews
Credit card
from PayPal 4.70 from 122 reviews
Payments
from PayPal 4.70 from 3852 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub