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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (39319 reviews)

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4.93

Based on 39,319 reviews, last reviewed 26th Apr 2026

1600500% increase in 5 star reviews

in the past 90 days

3000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Painless PayPal Easy agreement, helps budgeting, painless refunds when necessary - feels safe and effortless Reviewed on: 26th April 2026

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (39319)

I love PayPal, I use it for everything!

I love PayPal, I use it for everything! I would never dream of using another money app & pay in 3 is so convenient Reviewed on: 16th June 2024

Ive had good service and good experience using Paypal

Ive had good service and good experience using Paypal Reviewed on: 16th June 2024

Such an easy way to spread my payments.

Such an easy way to spread my payments. So easy to use and I love the notifications ahead of each installment keeping me informed of what payments are due when and where I am overall in the pay in 3! Reviewed on: 16th June 2024

Helps to spread the cost without paying interest

Helps to spread the cost without paying interest Reviewed on: 16th June 2024

Fantastic

Used PayPal for years never had a problem pay in 3 has helped me out loads over the years when not being able to purchase something all in one go Reviewed on: 16th June 2024

Speedy and Safe!

This is a great service, which has helped spread the cost of purchases. The refund process is amazing and quick! I prefer this service over other pay later services such as Klarna. PayPal makes purchases feel safe and I have used PayPal pay in three multiple times. Reviewed on: 16th June 2024

I’ve used paypal pay in 3 a few times to buy things...

I’ve used PayPal pay in 3 a few times to buy things from guitars to computer parts, it’s useful as those items can be expensive and pay in 3 allows for it to be a more manageable price as it’s spread over the 3 months Reviewed on: 16th June 2024

Useful for paying over time.

Really useful for buying medium to large purchases over time. It allows me to buy things I like that are a bit more expensive and I can even pay it off sooner if I want to. Reviewed on: 16th June 2024

It was simple and clear so made it easy to do.

It was simple and clear so made it easy to do. I would definitely use again. Reviewed on: 16th June 2024

The pay in 3 facility is very useful.

The pay in 3 facility is very useful. I'll use at the end of the month and then pay it of early. I'll use with Iceland for food and B&Q for bulk DIY buys. Reviewed on: 16th June 2024

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