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PayPal: Pay in 3 reviews

4.93
Based on 39,359 reviews, last reviewed 26th Apr 2026
1604300% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
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1%
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0%
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Latest highest rating:

5

Very quick and simple to use. Very quick and simple to use. Convenient way of paying. Reviewed on: 26th April 2026
Joy k's avatar
Joy k

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (39359)

Always fast at getting back to you about any issues...

5
Always fast at getting back to you about any issues Reviewed on: 16th June 2024

PayPal pay in 3 is such a brilliant way to spread th...

5
PayPal pay in 3 is such a brilliant way to spread the cost without any stress over 3 months. I use this a lot and couldn’t recommend it enough to my family and friends. Reviewed on: 16th June 2024

Easy Pay in 3

5
I like Pay in 3 because it both automatically creates a monthly payment plan, so that I don't have to worry about payments, but also offers the option to pay early to finish payment plans quicker. The layout is easy to understand, and the process is quick and easy. I like that it has a minimum spend limit, so that I'm not using it excessively; but it's there when and if I need it. Reviewed on: 16th June 2024

Clear specific information regarding payment dates,...

5
Clear specific information regarding payment dates, convenient regarding ease of use with the payment in app feature - very user friendly. Reviewed on: 16th June 2024

Could be very useful in times of need

5
Could be very useful in times of need Reviewed on: 16th June 2024

Pay Pal Pay in 3 is a nice welcome feeling

5
Pay Pal Pay in 3 is very convenient for me. It encourages me to purchase the item I need now and pay later in instalments. So I don’t have to wait to save; I can pay slowly why wait. Sometimes if a company doesn’t have the option I reconsider so seeing PayPal image on the payment options is always a welcome feeling. Reviewed on: 16th June 2024

Pay in 3

5
Really easy to set up and use. An easy way to manage larger payments and it is free! Reviewed on: 16th June 2024

Great for long term payments helps to pay the bills...

5
Great for long term payments helps to pay the bills Reviewed on: 16th June 2024

Helpful, friendly staff

5
Easy to talk to a real person if needed and they are always friendly and helpful. The online services are straightforward and easy to navigate. The security features that are available ensure that your account is safe. Reviewed on: 16th June 2024

I love spreading a payment out because it makes ever...

5
I love spreading a payment out because it makes every payment less of a hit on my face xD Reviewed on: 16th June 2024

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