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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (39395 reviews)

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4.93

Based on 39,395 reviews, last reviewed 26th Apr 2026

1607800% increase in 5 star reviews

in the past 90 days

3000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No hassle, straight forward payment and always kept... No hassle, straight forward payment and always kept up dated with payments with due date, balance and amount. No worries over the years using paypal. ... Read more Reviewed on: 26th April 2026

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (39395)

I like the control it makes you do with your money!

I like the control it gives you - to assist paying over 3 months as I am not a brilliant saver so if there is something I desperately want then I can get it then manage my money to pay for it. Reviewed on: 16th June 2024

Always coming through, customer service is very good...

Always coming through, customer service is very good as well Reviewed on: 16th June 2024

Best thing ever for sorting out Christmas

Best thing ever for sorting out Christmas Reviewed on: 16th June 2024

Excellent .

Excellent . I love using PayPal as its safe and user friendly. Reviewed on: 16th June 2024

Easy to set up.

Easy to set up. Clear payment plan. Linked automatically to pay on time so minimal risk to credit score. Easy to access and check status of loan and payments. I have used this service multiple times and have never experienced an issue! Has helped me grow my whisky collection and make this task more affordable! Reviewed on: 16th June 2024

Organised payments

Organised payments and no stressing about affording goods when payments are spread over 3 months. Reviewed on: 16th June 2024

Most trusted go-to payment option

Most trusted go-to payment option Reviewed on: 16th June 2024

Really like pay in 3 with PayPal

Really like pay in 3 with PayPal Reviewed on: 16th June 2024

Excellent so far.

Excellent so far. No interest paiement over the period. What else can you expect for ? Reviewed on: 16th June 2024

I have really found Pay in 3 easy to use.

I have really found Pay in 3 easy to use. It has helped me to budget and buy what I like at my pace. If ever there is a problem, Paypal are so supportive and the refunds are managed seamlessly with excellent communication. Reviewed on: 16th June 2024

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