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PayPal: Pay in 3 reviews

4.76
Based on 98,941 reviews, last reviewed 12th Jul 2026
505% increase in 5 star reviews
in the past 90 days
432% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love PayPal! Love PayPal! Easy, simple to use. Trustworthy, wildly accepted. I have been using for more than 16 years, never had any issues. PayPal pay in 3 and Pa... Read more Reviewed on: 12th July 2026
Vestux's avatar
Vestux

Latest lowest rating:

1

Fast great Fast great service never had any issues Reviewed on: 12th July 2026
Lesley W's avatar
Lesley W

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (99139)

Most of the time its great and works perfectly but o...

4
Most of the time its great and works perfectly but other times it seems to be fighting against you where the website has an issue with paypal and paypal holds your money, it becomes very frustraiting. Reviewed on: 2nd July 2026

Brilliant tool for budgeting life.

5
Obviously PayPal makes purchasing online very easy and gives you peace of mind with their protection and guarantees. I have used PayPal numerous times, PayPal credit numerous times and now the pay on 3 option is available this make balancing finances so much easier. Reviewed on: 2nd July 2026

Very useful and safest way to payment.

5
Very useful and safest way to payment. Reviewed on: 2nd July 2026

Pay in 3

4
Very good. I’ve used for a few purchases and it’s quite straightforward. Reviewed on: 2nd July 2026

Have use paypal over 8 years and any time i have iss...

5
Have use paypal over 8 years and any time i have issues and call on paypal they sort things out quickly Reviewed on: 2nd July 2026

Always spot on with account info and importantly help!

5
Always spot on with account info and importantly help! Reviewed on: 2nd July 2026

PayPal is efficient and secure and reliable.

5
PayPal is efficient and secure and reliable. I love using it Reviewed on: 2nd July 2026

Easy to use

5
Easy to use for purchases and sending money, including internationally Reviewed on: 2nd July 2026

sometimes APR too high for loans

5
sometimes APR too high for loans Reviewed on: 2nd July 2026

I have been using PayPal for years and is the best c...

5
I have been using PayPal for years and is the best credit company to help you out when you need them. Thanks Reviewed on: 2nd July 2026

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