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PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 38,797 reviews, last reviewed 25th Apr 2026
1551900% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A Smooth Split: My Experience with PayPal Pay in 3 I recently used PayPal’s “Pay in 3” option for an online purchase, and it turned out to be one of the most convenient payment experiences I’ve had. In... Read more Reviewed on: 25th April 2026
Shah Fahim's avatar
Shah Fahim

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026
Maryam Z's avatar
Maryam Z
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (38797)

Very simple to use and helps making things affordable

5
Very simple to use and helps making things affordable Reviewed on: 15th June 2024
Timothy S's avatar
Timothy S

Great service

5
I like the pay in 3 service, can’t rate customer service because I never had to call. Reviewed on: 15th June 2024
Andrea 's avatar
Andrea

Customer Service very difficult to get

4
Customer Service very difficult to get Reviewed on: 15th June 2024
MACM's avatar
MACM

I love the pay in 3 as it’s helps me...

5
I love the pay in 3 as it’s helps me out so much Reviewed on: 15th June 2024
Clare 's avatar
Clare

I trust PayPal 100% because once someone had used my...

5
I trust PayPal 100% because once someone had used my account but they were in England and I'm in Northern Ireland and they sorted it out for me. I got my money back and changed my password and since then, which was over 5 years ago, I had not had anymore problems. Reviewed on: 15th June 2024
Admiral's avatar
Admiral

Straightforward shopping.

5
Straightforward shopping. Needed to return an item and the refund was instant Reviewed on: 15th June 2024
Pollydot 's avatar
Pollydot

Happy customer

5
Been a client for years found them very helpful x easy transactions and refunds where applicable x feel very confident re security Reviewed on: 15th June 2024
June s's avatar
June s

I use it regularly for multiple high value purchase

5
I use it regularly when I have multiple purchases that run into high figures, it allows me to buy everything I need but spread the payments. Reviewed on: 15th June 2024
Marcu's avatar
Marcu

PayPal Pay in 3 is a great payment platform

5
PayPal Pay in 3 is a useful and accessible payment option for those looking to manage their finances more flexibly. It allows customers to split their purchases into three equal payments over a two-month period, which can make budgeting for larger purchases more manageable without incurring interest fees, provided payments are made on time. Reviewed on: 15th June 2024
Agne R's avatar
Agne R

Pay in 3!

5
I've never had to use customer services, so must be a great app! Pay in 3 is amazing as makes items affordable. Reviewed on: 15th June 2024
Dawn C's avatar
Dawn C

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