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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98552 reviews)

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4.76

Based on 98,408 reviews, last reviewed 11th Jul 2026

508% increase in 5 star reviews

in the past 90 days

485% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

PayPal is easy to work and good for keeping track... PayPal is easy to work and good for keeping track of Reviewed on: 11th July 2026

Latest lowest rating:

2

I’ve used PayPal extensively so I know their cs is... I’ve used PayPal extensively so I know their cs is poor Reviewed on: 11th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (98569)

Simple to complete the payment and they give you not...

Simple to complete the payment and they give you notice of other payment options. Reviewed on: 30th June 2026

ease of application perfect.

ease of application perfect. very easy to follow and apply to my purchase Reviewed on: 30th June 2026

I had a good experience with PayPal pay in 3 and the...

I had a good experience with PayPal pay in 3 and the process was straight forward. Reviewed on: 30th June 2026

Poor Customer Service

I have been a customer for 9years with a healthy account. They have removed pay in 3 from my account with no explanation. I have spoken to someone who assured me my account was fine and that the pay in 3 option would be reinstated but it has not. I have spoken to two agents who frankly were clueless. I could tell when I was having a conversation with them they were just guessing an outcome to shut me up. The customer service is poor very poor indeed. They don’t actually care how long I have had my account and how often I have used pay in 3 without ever missing a payment. Very poor customer service. Reviewed on: 30th June 2026

Quick seamless payment with options on splitting the...

Quick seamless payment with options on splitting the bill always helpful Reviewed on: 30th June 2026

Easy and hassle free.

Easy and hassle free. Accessible and allows me to spread the cost interest free whilst automatically taking the payments in installments. Reviewed on: 30th June 2026

Pay in three has been a life saver when emergency pu...

Pay in three has been a life saver when emergency purchases have been needed at a time of financial hardship, it's a fantastic service and greatly appreciated. Reviewed on: 30th June 2026

i regularly use Paypal for purchases and for sending...

i regularly use Paypal for purchases and for sending money to friends and family, always without a problem. I know the transactions are safe Reviewed on: 30th June 2026

I’ve been using PayPal for well over 10 years, I’ve...

I’ve been using PayPal for well over 10 years, I’ve always found them handy to make online purchases and easy to deal with if there’s a problem. Now that I can pay via pay in three it’s even better. No fuss no interest . Reviewed on: 30th June 2026

I make the account very easy and straight they appro...

I make the account very easy and straight they approved my split payment for my holiday Reviewed on: 30th June 2026

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