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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98492 reviews)

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4.76

Based on 98,408 reviews, last reviewed 11th Jul 2026

508% increase in 5 star reviews

in the past 90 days

485% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

PayPal is easy to work and good for keeping track... PayPal is easy to work and good for keeping track of Reviewed on: 11th July 2026

Latest lowest rating:

2

I’ve used PayPal extensively so I know their cs is... I’ve used PayPal extensively so I know their cs is poor Reviewed on: 11th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (98494)

Quick decision and easy to use.

Quick decision and easy to use. App simple to navigate Reviewed on: 30th June 2026

Great budgeting tool

I love the pay in 3 option as it helps me to budget my finances better. It is also really handy for sending and receiving money to my friends and family. Reviewed on: 30th June 2026

An uncomplicated and safe way to pay

Always easy to pay in 3 and can pay earlier if wanted to. Feel safe using PayPal I’m 67 and it’s great having an uncomplicated but safe way to pay Reviewed on: 30th June 2026

A great service for anyone

Its a great way to help when times get a little hard and you need to spread the cost, Paypal is such an easy and quick service to help provide that. I login quickly, delivery details already there and then click and it goes through. Emails come through seconds later and its done. I pay on time without any delay and it lets me know my remaining balance so i can always be sure what i need to pay when. Couldnt be happier with the service and it will always be my 1st go to choice if needed Reviewed on: 30th June 2026

My experience of using PayPal has always been a posi...

My experience of using PayPal has always been a positive one. I find it a safe and convenient way to pay for the things I buy online, and their pay in 3 option gives me flexibility when making bigger purchases Reviewed on: 30th June 2026

PayPal pay in three 0% helps me purchase essential i...

PayPal pay in three 0% helps me purchase essential items for my family without financial pressure. Makes it easy to pay and all explained well Reviewed on: 30th June 2026

Love it as do not earn a lot so it helps me get stuf...

Love it as do not earn a lot so it helps me get stuff I could not afford otherwise Reviewed on: 30th June 2026

I could not afford to buy the purchase in one paymen...

I could not afford to buy the purchase in one payment, but split over 3 months I could have it earlier, then saving for it. Reviewed on: 30th June 2026

Pay in three enables you to spread the cost over sev...

Pay in three enables you to spread the cost over several pay checks rather than all coming out of one at no extra cost. Very helpful in today’s current climate. Reviewed on: 30th June 2026

easy to use

Very straightforward process and available at lots of retailers. Also no interest on the purchases Reviewed on: 30th June 2026

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