Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 38,250 reviews, last reviewed 23rd Apr 2026
1500000% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Such a relief to have something that helps spread my... Such a relief to have something that helps spread my costs along so I can manage my monthly outgoings. With the constant rise in weekly costs like sho... Read more Reviewed on: 23rd April 2026
Jo's avatar
Jo

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026
Maryam Z's avatar
Maryam Z

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (38250)

PayPal is the best

5
Seamless payments with 0% pay in 3 offer. Unbelievable Reviewed on: 14th June 2024

It was super easy to use, very useful and never had...

5
It was super easy to use, very useful and never had a problem with getting through to customer service! Will definitely be using it again on any future purchases that require it. I also ended up having to pay the final a little late but was no issue at all! Reviewed on: 14th June 2024

Paypal pay in 3 is my go to credit, to us...

5
Paypal pay in 3 is my go to credit, it is easy to use and ideal that it is pre approved. It helps me keep on top of my purchases and allows me to spread out large costs particularly due to the cost of living Reviewed on: 14th June 2024

Pay in 3 great idea

5
Have used several times. Ideal when you really want something but funds are tight. Over 3 month pay period is ideal without a huge commitment. Safe and convenient too. Reviewed on: 14th June 2024

A great service faultless and straightforward

5
Us PayPal for most online payments and also to spread the cost of our tv. Always easy and straightforward no problems and excellent service!!! Reviewed on: 14th June 2024

Excellent experience: Pay in 3 it helps me to manage...

5
Excellent experience: Pay in 3 it helps me to manage my expenses Reviewed on: 14th June 2024

PayPal is the best

5
Used PayPal for many years always my preferred way of paying Reviewed on: 14th June 2024

It allows the spreading of costs on a fair and easy...

5
It allows the spreading of costs on a fair and easy way. Reviewed on: 14th June 2024

That is a great opportunity -an Interest-free pay in 3

5
That is a great opportunity -an Interest-free pay in 3 Reviewed on: 14th June 2024

A quick, simple and reliable way to pay.

5
A quick, simple and reliable way to pay. It is great way to budget for purchases. Reviewed on: 14th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 64 reviews
    PayPal
  • Payments

    from PayPal 4.92 from 3683 reviews
    PayPal
    View all products