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PayPal: Pay in 3 reviews

4.76
Based on 98,408 reviews, last reviewed 11th Jul 2026
508% increase in 5 star reviews
in the past 90 days
485% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is easy to work and good for keeping track... PayPal is easy to work and good for keeping track of Reviewed on: 11th July 2026
Emma D's avatar
Emma D

Latest lowest rating:

2

I’ve used PayPal extensively so I know their cs is... I’ve used PayPal extensively so I know their cs is poor Reviewed on: 11th July 2026
Disgruntled's avatar
Disgruntled

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (98486)

It was so easy to use and convenient

5
It was so easy to use and convenient Reviewed on: 30th June 2026

Fantastic service

5
Fantastic financial services, multiple ways to pay, and comfortable control over how I pay throughout the year. Reviewed on: 30th June 2026

Helpful way to buy.

5
I've been using the pay in 3 for some time, it's a great way to buy the things you want without putting a big hole in your finances and that what I love about it. 10 /10 from me. Reviewed on: 30th June 2026

100% recommended

5
My experience was very easy which I love, would 100% recommend. Reviewed on: 30th June 2026

A great and convenient way of paying for items

5
A great and convenient way of paying for items Reviewed on: 30th June 2026

A dream come true

5
Thanks to PayPal pay in 3 I have managed to cover essential expenses and also indulge myself and my family from time to time. It’s one of the only services with 0% interest rate and along with the fact that the transactions are always smooth and reliable, I’d say with great confidence that it is truly the best financial provider out there. It has also helped manage my finances quite effectively since I can plan to repay my purchases in 3 instalments rather than having financial plans that drag on for ever. It wouldn’t be an exaggeration to say that thanks to PayPal I’ve managed to fulfill some dreams making that dream holiday come true! Thank you PayPal! Reviewed on: 30th June 2026

The variety of Paypal options for payment terms and...

5
The variety of Paypal options for payment terms and credit and also the fact it's available in so many places now. Reviewed on: 30th June 2026

I used the pay over 3 months option for the first ti...

5
I used the pay over 3 months option for the first time ever - it was clear and I got approved immediately. Makes making those bigger purchases less daunting and helps me not to use my credit card unnecessarily. Reviewed on: 30th June 2026

Easy to get set up with just a few button clicks, ea...

4
Easy to get set up with just a few button clicks, easy to pay off early if you wish. Reviewed on: 30th June 2026

It's a good way to spread cost to ease financial pre...

5
It's a good way to spread cost to ease financial pressure. Reviewed on: 30th June 2026

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