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PayPal: Pay in 3 reviews

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4.93
Based on 37,667 reviews, last reviewed 23rd Apr 2026
1444100% increase in 5 star reviews
in the past 90 days
2800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very effective and easy to do. Very effective and easy to do. Really good for people who can’t afford to pay in one bulk sum. Reviewed on: 23rd April 2026
Adam M's avatar
Adam M

Latest lowest rating:

1

Still not allowed PayPal credit and I used to always... Still not allowed PayPal credit and I used to always use pay In 3 but now everytime I use it, it never works then I have to wait for the money to come... Read more Reviewed on: 22nd April 2026
Ceolric R's avatar
Ceolric R
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (37667)

Pay in 3... Yippee!

5
PayPal pay in 3 is a life saver for when you really need something but can't afford all in one go. Easy to use! Reviewed on: 13th June 2024
Jasmine's avatar
Jasmine

Paying in 3 helps especially in these difficult time...

5
Paying in 3 helps especially in these difficult times, it takes a bit of pressure off u knowing you can still get what you want by spreading the cost Reviewed on: 13th June 2024
Faustina 's avatar
Faustina

Love PayPal pay in three it helps with bigger purchases

5
Love PayPal pay in three it helps with bigger purchases over three months. Never had a problem with pay on three. Reviewed on: 13th June 2024
Leona's avatar
Leona

really helpful when helping any disputes.

5
really helpful when helping any disputes. really caring for customer service and works fast. dispute resolution is always a breeze and can be done without shame. gives many payment options to help feel like you have all control possible. Reviewed on: 13th June 2024
Sophie T's avatar
Sophie T

PayPal:Pay in 3 - great budgeting tool

5
I use PayPal:Pay in 3 on a monthly and sometimes even weekly basis. It helps me organise my finances and keep my spending in track easier. Offers more freedom and a bit more space shortening the time we have to wait in order to make some purchases. I adore and most of my friends are using now often too. In today’s times this ia a great way to make purchases and still have some money left at the end of the month. The best part- there is no interest! Reviewed on: 13th June 2024
Claudia I's avatar
Claudia I

The Pay in 3 is a lifesaver in these hard times

5
I use PayPal regularly to receive monies and purchase things. The pay in 3 option is a lifesaver in these hard times Reviewed on: 13th June 2024
Tracey A's avatar
Tracey A

Pay in 3 - Quick & Easy

5
It’s quick and easy to use and you don’t have to worry about any late fees or being due payments, as it happens automatically. Reviewed on: 13th June 2024
Daniel B's avatar
Daniel B

Refunds were swift.

5
Refunds were swift. Got my money back quickly Reviewed on: 13th June 2024
Imran F's avatar
Imran F

Easy to use application

5
Easy to use application, most places accept it. Fallback cards etc very helpful where payments fail. Pay in 3 also very useful to spread costs for more expensive purchases without proper credit charges or worries. Reviewed on: 13th June 2024
Aex's avatar
Aex

Great service all round.

5
Great service all round. Even the online chat function is quick and easy to use Reviewed on: 13th June 2024
Jade's avatar
Jade

Review PayPal: Pay in 3 now

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