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PayPal: Pay in 3 reviews

4.76
Based on 97,957 reviews, last reviewed 11th Jul 2026
508% increase in 5 star reviews
in the past 90 days
480% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best customer servece very frindly very realiable Best customer servece very frindly very realiable Reviewed on: 11th July 2026
Kerri l's avatar
Kerri l

Latest lowest rating:

1

Won't use again Had a great experience for years was using constant and wouldn't use any other payment way then all of a sudden after two years of using pay in 3 and ... Read more Reviewed on: 11th July 2026
claire Obrien's avatar
claire Obrien

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (98129)

Very quick and easy to use.

5
Very quick and easy to use. Love the option of paying in 3. Reviewed on: 29th June 2026

Simply Perfect

5
Pay in 3 gives you the option to spread the cost of that last minute purchase, regardless what time of the financial month you're at. Its Simple and quick with just a click Reviewed on: 29th June 2026

Easy transactions and affordable payment schemes

5
Allows me to make the purchases I need with manageable payments spread over 3 months. This is in an affordable way for me to make the purchases I need without accruing interest or the stress of paying off credit over long periods of time. Reviewed on: 29th June 2026

Great purchasing option

5
Pay in 3 has given me the opportunity to manage cash flow very effectively and still be able to make larger purchases. I like the security I get with PayPal and also that there is an affordability check. The process itself is slick and quick. A great purchasing option! Reviewed on: 29th June 2026

Easy to use and convenient.

5
Easy to use and convenient. Handy for online purchases and for paying friends. Reviewed on: 29th June 2026

Very simple to use, and useful pay in three plan.

5
Very simple to use, and useful pay in three plan. Reviewed on: 29th June 2026

Fab way to split emergency purchases

5
Fab way to split emergency purchases Reviewed on: 29th June 2026

Easy to use and keep track of.

5
Easy to use and keep track of. I use it on a regular basis Reviewed on: 29th June 2026

Very easy to use.

5
Very easy to use. Great when there are months with more expense. Straightforward and private when making online orders/payments Reviewed on: 29th June 2026

Pay in 3 allows me to purchase things I would have t...

5
Pay in 3 allows me to purchase things I would have to wait and save for. Love it Reviewed on: 29th June 2026

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