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PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 37,630 reviews, last reviewed 22nd Apr 2026
1440500% increase in 5 star reviews
in the past 90 days
2800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is wonderful for the pay in 3 option because... Paypal is wonderful for the pay in 3 option because it gives me a chance to buy things and then repay it other ways I wouldnt be able to. Paypal is wo... Read more Reviewed on: 22nd April 2026
Brendan W's avatar
Brendan W

Latest lowest rating:

1

Still not allowed PayPal credit and I used to always... Still not allowed PayPal credit and I used to always use pay In 3 but now everytime I use it, it never works then I have to wait for the money to come... Read more Reviewed on: 22nd April 2026
Ceolric R's avatar
Ceolric R
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (37630)

Affordability with unexpected costs

5
With pay in 3 it helps with those larger payments and spread over 3 months it makes so much more affordable Reviewed on: 13th June 2024
Anne W's avatar
Anne W

Many thanks

5
Refunds have gone on promptly and pay in 3 with no interest is a godsend with what's happening financially at the moment Thankyou Reviewed on: 13th June 2024
Shaz's avatar
Shaz

Love the pay in 3 let’s you pay monthly without any...

5
Love the pay in 3 let’s you pay monthly without any interest Reviewed on: 13th June 2024
Eleanor M's avatar
Eleanor M

I have used PayPal pay in 3 for a number of purchases.

5
I have used PayPal pay in 3 for a number of purchases. I had a dispute with a retailer and PayPal customer service was excellent. I received the full amount of my purchase back as the retailer did not fulfil the requirements of the complaint. Reviewed on: 13th June 2024
Socw's avatar
Socw

So easy to use

5
I try and pay everything through PayPal and the pay in 3 is fantastic especially when you see a bargain so that you can buy there and then. You also get handy reminders so you don’t forget when the payments are due and they give you plenty of notice too. I like PayPal as I feel comfortable buying things on line and using their services Reviewed on: 13th June 2024
Susan E's avatar
Susan E

I love Paypal.

5
I love Paypal. It helps when I am in need Reviewed on: 13th June 2024
Georgeta 's avatar
Georgeta

It’s a speedy way to stretch the payments for items...

5
It’s a speedy way to stretch the payments for items that you need without the hassle of bank loans. I have been able to use the service to expand my business and buy training and equipment to diversify. Reviewed on: 13th June 2024
Rachel G's avatar
Rachel G

Good payment functions.

5
Good payment functions. Convenient and easy to use. Reviewed on: 13th June 2024
B T's avatar
B T

Pay in 3 helps to budget for larger value purchases.

5
Pay in 3 helps to budget for larger value purchases. Reviewed on: 13th June 2024
Alannah 's avatar
Alannah

A simple payment system

5
A simple to use payment system that all ages can get to grips with Reviewed on: 13th June 2024
me's avatar
me

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