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PayPal: Pay in 3 reviews

4.93
Based on 37,587 reviews, last reviewed 22nd Apr 2026
1436300% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
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1%
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Latest highest rating:

5

Never had a problem. Never had a problem. Love the chance of interest free lending. W like the fact they send reminders when payment due in advance feels safe and secure t... Read more Reviewed on: 22nd April 2026
Kay E's avatar
Kay E

Latest lowest rating:

1

Uber took money out of my account twice! Uber took money out of my account twice!! Supposed to be protected by PayPal!! I sent evidence that the money shouldn't have been taken yet PayPal wou... Read more Reviewed on: 22nd April 2026
Natalie 's avatar
Natalie

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (37587)

wonderful initiative

5
Paypal pay in 3 is a wonderful initiative, some time its better to spread a price in 3. Reviewed on: 13th June 2024

Brilliant way too spread the bill over 3 months

5
Brilliant way too spread the bill over 3 months Reviewed on: 13th June 2024

They have enabled me to build my credit and afford t...

5
They have enabled me to build my credit and afford things for my family I would never have managed before pay in 3 was brought ro the public. I'm very grateful for the service!xxx Reviewed on: 13th June 2024

Amazing!

5
I have used PayPal pay in 3 to purchase some large items which has been so helpful to spread the cost over 3 months … and its interest free. The PayPal app is great for viewing my payment plan and when the next payment is going to be debited. Reviewed on: 13th June 2024

pay in 3

5
every time I make purchases with PayPal pay in 3 I get the funds without a hitch. I know I'm also protected by their policies which ensures me I'm going to get products I ordered or get the money back. Reviewed on: 13th June 2024

Really like the pay-in-three plan.

5
Really like the pay-in-three plan. The customer service has been excellent at resolving issues that I've had with using PayPal in the past too. Reviewed on: 13th June 2024

Super reliable, and helpful when it comes to digesti...

5
Super reliable, and helpful when it comes to digesting large costs. Reviewed on: 13th June 2024

Good and prompt costumer service, easy and useful to...

5
Good and prompt costumer service, easy and useful to use Reviewed on: 13th June 2024

I can buy things on the 3 payment scheme that I wou...

5
I can buy things on the 3 payment scheme that I would not otherwise be able to afford I know if my washer or something else breaks down I would be able to replace it Reviewed on: 13th June 2024

Easy to navigate and able to keep track

5
Easy to navigate and able to keep track Reviewed on: 13th June 2024

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