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PayPal: Pay in 3 reviews

4.93
Based on 35,924 reviews, last reviewed 20th Apr 2026
1279200% increase in 5 star reviews
in the past 90 days
2500% increase in 1 star reviews
in the past 90 days
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5%
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1%
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0%
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Latest highest rating:

5

Nothing to complain about, easy to use, no misunders... Nothing to complain about, easy to use, no misunderstanding, no unnecessary notifications, plenty of offers to choose Reviewed on: 20th April 2026
Andrei's avatar
Andrei

Latest lowest rating:

1

Nothing to tell home about. Nothing to tell home about. Customer service keep closing my dispute case even though I provided a tangible evidence that items is not as described. Reviewed on: 19th April 2026
Sikiru O's avatar
Sikiru O

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (35924)

Trustworthy

5
I trust using PayPal and spreading the payment over 3 months is very much appreciated Reviewed on: 11th June 2024

Helps to buy the little things that we can't always...

5
Helps to buy the little things that we can't always afford.... helps with issues and gets them sorted Reviewed on: 11th June 2024

I very like to pay in 3 this is very...

5
I very like to pay in 3 this is very helpful Reviewed on: 11th June 2024

Easy to use service, managed on log in can pay off s...

5
Easy to use service, managed on log in can pay off sooner if choose Reviewed on: 11th June 2024

Great flexible service.

5
Great flexible service. I like being able to either pay up front or spread the cost. Reviewed on: 11th June 2024

A safe and easy way to spread the cost

5
An easy, risk free way of helping you pay for items while spreading the cost to make it more affordable, the app is easy to follow and lets you know when you’re payments are due, it’s great Reviewed on: 11th June 2024

Easy to apply.

5
Easy to apply. Good limit options and easy to set up monthly payments. happy I chose to use PayPal credit for my purchases. Reviewed on: 11th June 2024

Very helpful for me, was easy enough

5
Very helpful for me, was easy enough Reviewed on: 11th June 2024

Fantastic Money management

5
I was able to purchase the required amount though I don't want to spend that much amount for that month as the cost is spread through 3 months. Reviewed on: 11th June 2024

Good way to make purchases without worrying about in...

5
Good way to make purchases without worrying about interest Reviewed on: 11th June 2024

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