Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 97,552 reviews, last reviewed 10th Jul 2026
507% increase in 5 star reviews
in the past 90 days
470% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use. Very easy to use. Very good to be able to take extra time to pay Reviewed on: 10th July 2026
Lynne R's avatar
Lynne R

Latest lowest rating:

1

Got scammed out of money and PayPal was no help at all. Got scammed out of money and PayPal was no help at all. Reviewed on: 10th July 2026
Gary 's avatar
Gary

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (97590)

I absolutely love Paypals flexible payment options,...

5
I absolutely love Paypals flexible payment options, I always use them !! Reviewed on: 27th June 2026

Quick and safe way to pay with good support and cust...

5
Quick and safe way to pay with good support and customer service if things go wrong Reviewed on: 27th June 2026

I'm always confident my payments are safe with PayPal.

5
I'm always confident my payments are safe with PayPal. If orders don't arrive or are not as described, PayPal are on my side to protect me from scams. Reviewed on: 27th June 2026

Never had a problem with customer services, excellent.

5
Never had a problem with customer services, excellent. I like the money back programme with any issues with sellers who try to rip customers off. Reviewed on: 27th June 2026

Very easy to use.

5
Very easy to use. Great for cash flow smoothing Reviewed on: 27th June 2026

I’ve used PayPal for years, excellent service, easy...

5
I’ve used PayPal for years, excellent service, easy to use. I have a PayPal debit and credit card Reviewed on: 27th June 2026

PayPal pay in 3

5
PayPal is easy to navigate and offers easy access. There has never been a a time in all the time I have used PayPal in 3 that it has been challenging. The offer has always been been open to any purchase, whether large or small and the service is instant,i would highly recommend Reviewed on: 27th June 2026

I am very happy with PayPal pay in 3, it makes life...

5
I am very happy with PayPal pay in 3, it makes life easier paying over 3 months for purchases that are larger. Reviewed on: 27th June 2026

Very,very useful !

5
I haveuded pay in 3 on quite a few occasions now and I find it very convenient for spreading the cost of more expensive items across three months. Certainly value for money, especially with the added bonus of no interest ! I have been a user of PayPal for quite a few years now and I have reservations about using other vendors but not PayPal. It's easy to use once approved and your purchase is completed there and then. Fantastic !!! Reviewed on: 27th June 2026

My Experience With PayPal Is Always Amazing.

5
My Experience With PayPal Is Always Amazing. Their Support Team Is Always Willing To Assist You. Reviewed on: 27th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 175978 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3846 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products