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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97552 reviews)

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4.76

Based on 97,552 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

470% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use. Very easy to use. Very good to be able to take extra time to pay Reviewed on: 10th July 2026

Latest lowest rating:

1

Got scammed out of money and PayPal was no help at all. Got scammed out of money and PayPal was no help at all. Reviewed on: 10th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (97569)

Used it many times so good to have easy buying exper...

Used it many times so good to have easy buying experience Reviewed on: 27th June 2026

Always my go to card for credit payments as a grea...

Always my “go to” card for credit payments as a great experience every time Reviewed on: 27th June 2026

Pay in 3 is so convenient

Pay in 3 is so convenient, no worries about remembering to pay, it's automatic especially when buying the larger items. Reviewed on: 27th June 2026

PayPal pay in 3 interest free is perfect for the lar...

PayPal pay in 3 interest free is perfect for the largest purchases. Makes life easier Reviewed on: 27th June 2026

Using PayPal via the app is very easy, it’s widely a...

Using PayPal via the app is very easy, it’s widely accepted and offers a selection of sensible payment plans. Reviewed on: 27th June 2026

Easy and felt safe & secure.

Easy and felt safe & secure. Gives peace of mind that I can spread my payments free of charge. Reviewed on: 27th June 2026

Never had any problems , quick and easy, can pay of...

Never had any problems , quick and easy, can pay off early and has allowed me to buy bigger purchases spreading the cost with no intrerest, brilliant service Reviewed on: 27th June 2026

PayPal, always there for me.

PayPal, always secure, always reliable, always helpful, always used for my transactions. Reviewed on: 27th June 2026

PayPal pay in 3 is wonderful!

I think PayPal pay in 3 is wonderful! It provides flexibility when I need it within my credit limit so I don’t have to separately apply each time I’d like to spread the cost. It make managing my finances gloriously easy and enables me to use credit when needed, knowing that it is paid back over a couple of months automatically so I don’t need to set any reminders - and of course it’s interest free! Who wouldn’t love this service? Reviewed on: 27th June 2026

Reassuring.

Great way to make purchases affordable with the reassurance of an organisation like PayOal in case of a problem with the seller. Reviewed on: 27th June 2026

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