Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 35,776 reviews, last reviewed 20th Apr 2026
1265500% increase in 5 star reviews
in the past 90 days
2500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always great an easy to understand. Always great an easy to understand. Reviewed on: 20th April 2026
Sarah M's avatar
Sarah M

Latest lowest rating:

1

Nothing to tell home about. Nothing to tell home about. Customer service keep closing my dispute case even though I provided a tangible evidence that items is not as described. Reviewed on: 19th April 2026
Sikiru O's avatar
Sikiru O

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (35776)

Paypal is amazing

5
I use paypal everyday for pretty much all my transactions because they are so reliable and efficient. Reviewed on: 11th June 2024

PayPal is the best

5
Always easy to use and Always trustworthy. Reviewed on: 11th June 2024

Easy in 3!

5
A great way to spread the cost of payments in 3 manageable chunks, making purchasing larger orders a breeze! Plus with the automatic payments you don't have to do anything, it's all done for you. Reviewed on: 11th June 2024

Easy and simple use for me and I highly recommend my...

5
Easy and simple use for me and I highly recommend my friends Reviewed on: 11th June 2024

No interest, smaller payments..

5
No interest, smaller payments but being able to see the end of the road, what's not to love? Reviewed on: 11th June 2024

As a student i love it

5
As a student I love pay in three as I can manage my expenses better Reviewed on: 11th June 2024

Trust and care satisfaction u can use PayPal credit...

5
Trust and care satisfaction u can use PayPal credit every where in world wide without any hesitation Reviewed on: 11th June 2024

Pay in 3 provides flexibility

5
Pay in 3 provides flexibility for purchase I might otherwise have not made. It helps to budget and make purchases easier. I often pay the balance off early but it is reassuring to have the 3 payment structure if needed. Reviewed on: 11th June 2024

Pay in 3 is my go to payment type very handy far bet...

5
Pay in 3 is my go to payment type very handy far better than the likes of clear pay and klarna. Reviewed on: 11th June 2024

I use pay in 3 all the time

5
I use pay in 3 all the time, it’s simple, helpful and never had any issues. Reviewed on: 11th June 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review