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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97509 reviews)

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4.76

Based on 96,837 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

450% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I like the Pay in 3 option. I like the Pay in 3 option. I know my details are secure, there is no exorbitant interest fee, and I get notification when the payment is due. Reviewed on: 10th July 2026

Latest lowest rating:

2

New account difficulty I can’t create an account and there’s no help button I’ve downloaded the app and tried to sign up and now I’m lost here, plz help Reviewed on: 10th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (97515)

Easy to use instead of using your bank card

Easy to use instead of using your bank card Reviewed on: 27th June 2026

Never had a problem with the service, always reliable.

Never had a problem with the service, always reliable. Reviewed on: 27th June 2026

Paypal have always been reliable and dependable, you...

Paypal have always been reliable and dependable, you know exactly where you are at any given time Reviewed on: 27th June 2026

Easy and convenient

Used Pay in 3 a couple of times and found it easy and convenient. Reviewed on: 27th June 2026

Really easy when checking out with retailers, trustw...

Really easy when checking out with retailers, trustworthy Reviewed on: 27th June 2026

Great service every time Never had a bad experience.

Great service every time Never had a bad experience. Very efficient Reviewed on: 27th June 2026

Convenient

It is great that I can pay in 3 interest free Reviewed on: 27th June 2026

Iv used PayPal pay in 3 a lot an never have any issue

Iv used PayPal pay in 3 a lot an never have any issues the only think I would say is like Klarna an Clearpay offer if you need a couple of days extra to pay Iv ordered before not realising my wages went in early due to been a weekend and Iv placed an order then the next month my payment date was a weekday but didn’t get paid until the actual date so it would have gone out a day or 2 before I got paid the next month, yes that’s my own fault but would be a good option in case as you cannot change your payment date Reviewed on: 27th June 2026

Paying in 3 the best convenient way

Paying in 3 the best convenient way Reviewed on: 27th June 2026

Easy to use option.

Paypal hsa always provided a practical and easy to use option. Their pay in three system has always been apain free solution should I need to spread payments over a longer period. Reviewed on: 27th June 2026

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