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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97443 reviews)

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4.76

Based on 96,837 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

450% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I like the Pay in 3 option. I like the Pay in 3 option. I know my details are secure, there is no exorbitant interest fee, and I get notification when the payment is due. Reviewed on: 10th July 2026

Latest lowest rating:

2

New account difficulty I can’t create an account and there’s no help button I’ve downloaded the app and tried to sign up and now I’m lost here, plz help Reviewed on: 10th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (97462)

PayPal is great, but let down only by its ownership

PayPal is easy to use and very reliable. The only hiccup is that it is owned / tied to people like Elon musk Reviewed on: 27th June 2026

PayPal experience has always been outstanding!

I’ve been using PayPal for a long time, and the experience has always been outstanding. Transactions are quick, the platform is user-friendly, and customer support has been very helpful whenever I needed assistance. I feel safe using PayPal for both online shopping and sending money. Highly recommend! Reviewed on: 27th June 2026

Useful payment option

Used pay in 3 many times, it’s useful for small & medium purchases as I can spread over 3 payments rather than paying in full. As long as you can afford to pay all the instalment's without getting yourself into debt Reviewed on: 27th June 2026

it really helps spread...

Use it to buy flights - it really helps spread the cost Reviewed on: 27th June 2026

Absolutely amazing

Always remember the time when the payment will be due and that is the best way to pay with out delay. Reviewed on: 27th June 2026

Easy to use, great perks, flexible payments

Easy to use, great perks, flexible payments Reviewed on: 27th June 2026

Straightforward interest free instalments.

Straightforward interest free instalments. No questions, just answers when needed. So easy and quick to use with the reassurance of secure payments and a guarantee if anything goes wrong Reviewed on: 27th June 2026

Excellent!

Just very easy and helps to spread the cost of expensive items. Reviewed on: 27th June 2026

Spreading the cost pay in 3

Pay in 3 it’s simple. It just helps spreading the cost. So you still able to budget for the month. Reviewed on: 27th June 2026

Amazing service, the best.

Amazing service, the best. Would recommend Reviewed on: 27th June 2026

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