Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (96988 reviews)

View other PayPal products

4.76

Based on 96,837 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

450% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I like the Pay in 3 option. I like the Pay in 3 option. I know my details are secure, there is no exorbitant interest fee, and I get notification when the payment is due. Reviewed on: 10th July 2026

Latest lowest rating:

2

New account difficulty I can’t create an account and there’s no help button I’ve downloaded the app and tried to sign up and now I’m lost here, plz help Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (96989)

user friendly

easy to use smooth process, clear transaction displays, user friendly. Reviewed on: 25th June 2026

Pay in 3 is helpful on monthly pay.

Pay in 3 is helpful on monthly pay. I would recommend it. My friend recommended myself and I haven’t look back. Times like Christmas and birthdays. Reviewed on: 25th June 2026

Easy to use, reliable and secure.

Easy to use, reliable and secure. Reviewed on: 25th June 2026

Safe and Secure Shopping

I use PayPal for everything online - it's comforting to know your details are safe and secure Reviewed on: 25th June 2026

It helps me to budget for things I wouldn’t usually...

It helps me to budget for things I wouldn’t usually purchase Reviewed on: 25th June 2026

Pay in 3 was very easy to set up and when I returned...

Pay in 3 was very easy to set up and when I returned some of the order PayPal contacted me showing me my amended payments. I decided to pay the remaining balance on receipt of the email from PayPal and was amazed how easy it was to do this Reviewed on: 25th June 2026

Simple accessible and easy to use can't fault the se...

Simple accessible and easy to use can't fault the service would recommend. Reviewed on: 25th June 2026

Easy to check out and split into 3 interest free pay...

Easy to check out and split into 3 interest free payments Reviewed on: 25th June 2026

Easy to use and a great way to spread the cost witho...

Easy to use and a great way to spread the cost without interest Reviewed on: 25th June 2026

Very convenient and helped month to month

Very convenient and helped month to month Reviewed on: 25th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Klarna card
from Klarna 4.02 from 4 reviews
Buy Now Pay Later
from Duologi 4.30 from 14 reviews
Pay Monthly Flights
from Awaymo 0.00 from 0 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 175074 reviews
Payments
from PayPal 4.71 from 3843 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub