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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (96837 reviews)

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4.76

Based on 96,274 reviews, last reviewed 9th Jul 2026

505% increase in 5 star reviews

in the past 90 days

455% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I pay with PayPal very often. I pay with PayPal very often. Everything is always fine. Reviewed on: 9th July 2026

Latest lowest rating:

2

You wouldn't allow me to take out a buy now pay 3 mo... You wouldn't allow me to take out a buy now pay 3 months later so the customer service I've had has been very poor when I have an excellent credit sco... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (96887)

Easy to use

Easy to use … feel security should anything go wrong … trust the process and the option to spread payments is helpful for me Reviewed on: 25th June 2026

Very good service, use on regular basis

Very good service, use on regular basis Reviewed on: 25th June 2026

seamless experience throughout the whole purchasing...

seamless experience throughout the whole purchasing process. Reviewed on: 25th June 2026

Great Secure Service that protects you from fraud

Great Secure Service that protects you from fraud Reviewed on: 25th June 2026

It’s easy and convenient

It is easy and convenient to use Reviewed on: 25th June 2026

Always easy to use never had an issue.

Always easy to use never had an issue. Not needed to contact PayPal so don’t know about customer service Reviewed on: 25th June 2026

Excellent customer service problem solved straight a...

Excellent customer service problem solved straight away Reviewed on: 25th June 2026

PayPal is great for spreading the cost on more expen...

PayPal is great for spreading the cost on more expensive items. Reviewed on: 25th June 2026

PayPal is my go to payment app.

PayPal is my go to payment app. I use it to pay friends and family and for some of my direct debits as well. On larger purchases the 0% interest pay in 3 is a lifeline. Reviewed on: 25th June 2026

It is so easy

It is so easy to use and the pay in 3 instalments for some purchases is brilliant. Especially since it can be done by the click of a button. PayPal is also really reliable for processing payments and refunds. Reviewed on: 25th June 2026

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