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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (35408 reviews)

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4.93

Based on 35,408 reviews, last reviewed 19th Apr 2026

1231500% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Pay in 3 great , paypal debit amazing Pay in 3 great , paypal debit with the points even better, always a simple and easy transaction and gives me confidence buying from sellers that use p... Read more Reviewed on: 19th April 2026

Latest lowest rating:

2

One minute I get pay in 3 then I don’t. One minute I get pay in 3 then I don’t. Reviewed on: 19th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (35408)

Great service, used many times with no issues

Great service, used many times with no issues Reviewed on: 10th June 2024

Easy to break down payments !

I always use PayPal pay in 3 for more expensive purchases or things I am not sure will fit or might want for return. The plans are easy to track and I like the way money can be taken automatically so you don’t fall behind with any moneys due. When an item is returned the money is refunded to the plan quickly and without issues. Always use Pay in 3 and would recommend. Reviewed on: 10th June 2024

Needs Notifications

Really easy to use, but PayPal need to send a push notification or an email when a pay date is coming up just as a reminder then it will be perfect. Reviewed on: 10th June 2024

Quick and easy, split my payment into 3 months is so...

Quick and easy, split my payment into 3 months is so much easier Reviewed on: 10th June 2024

GREAT, SIMPLIFIED 3 OR 4 STEPS.

GREAT, SIMPLIFIED 3 OR 4 STEPS. I HAVE RECOMENDED FOR FAMILY AND FRIENDS FOR BIG PURCHASES Reviewed on: 10th June 2024

I’m very happy with pay in 3 product.

I’m very happy with pay in 3 product. I will do it again Reviewed on: 10th June 2024

Makes me able to afford things.

Makes me able to afford things. Able to afford a take away for a treat. And never forget toke payment like I do with the credit Reviewed on: 10th June 2024

Highly Recommended

I’ve been using this for a while and it’s amazing for larger purchases, interest free and there are plenty of online stores which accept it. Customer Service is also superb. Reviewed on: 10th June 2024

Handy Dandy Service

I always use pay in 3, I find it so handy, whether it's buying or refunding I never have an issue. great service. Reviewed on: 10th June 2024

A very hand and reliable service, which saves you ha...

A very hand and reliable service, which saves you having to pay out in one lump sum. Reviewed on: 10th June 2024

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