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PayPal: Pay in 3 reviews

4.93
Based on 34,899 reviews, last reviewed 19th Apr 2026
1183900% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Excellent Perfect for me , usefull and helpfull Reviewed on: 19th April 2026
MUNIZA's avatar
MUNIZA

Latest lowest rating:

2

Rubbish customer service. Rubbish customer service.Cheats and not clear offer and promotion details Reviewed on: 19th April 2026
Pawel Sz's avatar
Pawel Sz

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (34899)

Great idea.

5
Very easy to use and a great service provided. What a great idea and a great way to pay. Reviewed on: 9th June 2024

Easy and reliable service with great communication o...

5
Easy and reliable service with great communication on repayments Reviewed on: 9th June 2024

I like to use pay in 3 when I have a bigger purchase...

5
I like to use pay in 3 when I have a bigger purchase as it helps me budget better. I like that there's no interest on the payments too. I wonder if you might extend the offer so you could choose the number of months, perhaps 4 up to 24? Reviewed on: 9th June 2024

Help when needed.....

5
When your in need of bigger items but cant afford to pay ouright for them the pay in 3 option is a lifesaver. Being able to divide the payments has really helped me be able to purchase home item i wouldnt have been able too otherwise. Reviewed on: 9th June 2024

Excellent,customer service amazing!

5
Excellent,customer service amazing!! Reviewed on: 9th June 2024

Very Convenient

5
Paypal is extremely convenient for buying and selling on the internet. Reviewed on: 9th June 2024

Pay in 3

5
Pay in 3 is the best thing since sliced bread I love being able to spread the cost over 3 payments Reviewed on: 9th June 2024

Payin3 is a convenient, good value way of stretching...

5
Payin3 is a convenient, good value way of stretching the cost of something and is the most versatile of this type of credit. Its also sensible with its lending. Reviewed on: 9th June 2024

Highly recommend

5
Great service! Would highly recommend to friends and family Reviewed on: 9th June 2024

I hate the way PayPal let me pay for PayPal Credit.

4
I hate the way PayPal let me pay for PayPal Credit. Cannot change pay date, and payment is not collected on the collection date but up to 7 days after! Even when I wanna PAY NOW it still will be collected after 6 - 7 days... this leads me to NOT being able to pay for my PayPal Credit and being Warned by letters of a Debt Collection. This is unacceptable! I'm getting paid 26th every month and I need to plan carefully my spendings ( this is why I'm using your service - not because I have plenty of money ) so when PayPal Credit is not collecting payment when they should it leads me to not being able to cover the payments. Hope this makes sense as english language isn't my first language. Reviewed on: 9th June 2024

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