Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 96,274 reviews, last reviewed 9th Jul 2026
505% increase in 5 star reviews
in the past 90 days
455% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I pay with PayPal very often. I pay with PayPal very often. Everything is always fine. Reviewed on: 9th July 2026
Svetlana K's avatar
Svetlana K

Latest lowest rating:

2

You wouldn't allow me to take out a buy now pay 3 mo... You wouldn't allow me to take out a buy now pay 3 months later so the customer service I've had has been very poor when I have an excellent credit sco... Read more Reviewed on: 9th July 2026
Paul Williams's avatar
Paul Williams

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (96357)

The gold standard for managing money

5
I use PayPal daily with confidence that it is a secure way of managing my finances. It is a seamless well thought out user experience online which makes it very easy to manage my money and transactions. It is the gold standard Reviewed on: 22nd June 2026

Feeling safe using PayPal.

5
I feel so much safer when I pay with PayPal as I know my money and purchases are covered. An extra bonus is paying over 3 months so I don’t have to pay bigger amounts all at once. Reviewed on: 22nd June 2026

Any aissues were sorted Amazing

5
Any issues were sorted if you need anything big it’s good to spread the cost also wasn’t send money Reviewed on: 22nd June 2026

Really good, helps a lot with buying things with les...

5
Really good, helps a lot with buying things with less stress if having to pay everything in full Reviewed on: 22nd June 2026

Very good service, clear instructions.

5
Very good service, clear instructions. Brand recognised in the world, available all over the world. Reviewed on: 22nd June 2026

It’s stress free payment easy to use

5
It’s stress free payment easy to use Reviewed on: 22nd June 2026

Easy to apply for, communication fantastic

5
Easy to apply for, communication fantastic Reviewed on: 22nd June 2026

Seamless experience.

5
Seamless experience, accepted straight away. Been able to change details without any issue at all. Reviewed on: 22nd June 2026

It’s quick and convenient - preferable to credit car...

5
It’s quick and convenient - preferable to credit card and very straightforward to control.For relatively small purchases- say up to £200 - it’s a brilliant way to stay in control Reviewed on: 22nd June 2026

Easy to use and safe

5
Easy to use and safe. Easy to share between friends and businesses. Reviewed on: 22nd June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 174192 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3840 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products