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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (80485 reviews)

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4.76

Based on 80,407 reviews, last reviewed 6th Jul 2026

669% increase in 5 star reviews

in the past 90 days

543% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick and efficient. Quick and efficient. The decision is almost instant and I have never had any issues with PayPal pay in 3. Reviewed on: 6th July 2026

Latest lowest rating:

2

PayPal is no longer competitive. PayPal is no longer competitive there are many more options out there that to way better job so PayPal needs to review their competitors and improve t... Read more Reviewed on: 6th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (80487)

Wonderful service, pay in 3 interest 3 is amazing

Wonderful service, pay in 3 interest 3 is amazing Reviewed on: 8th June 2026

Always find PayPal to be an easy process

Always find PayPal to be an easy process Reviewed on: 8th June 2026

Easy to use and a great way to spread costs

Easy to use and a great way to spread costs Reviewed on: 8th June 2026

I like very much excellent

I like very much excellent very helpful Reviewed on: 8th June 2026

Excellent understanding of use of the app, clear ins...

Excellent understanding of use of the app, clear instructions to set up an account and the options that are available are perfect Reviewed on: 8th June 2026

extra layer of protection

Paying through PayPal adds an extra layer of protection for our card details. Plus, their 3-month instalment option is great for people like me who are living from paycheck to paycheck and appreciate a little breathing room. Reviewed on: 8th June 2026

I really love having paypal pay in 3 as an option.

I really love having paypal pay in 3 as an option. It gives my th option to spread the cost for bigger purchases. Reviewed on: 8th June 2026

I've never had any issues, always worked well for me

I've never had any issues, always worked well for me Reviewed on: 8th June 2026

The 'No Brainer' option for buying that'must have' item

Excellent for buying something that is a 'must' either fro replacing a necessity or adding to a collection that you cannot a one off payment but paying in 3 allows you to get the item now and a further couple of months to pay it off..;simples' Reviewed on: 8th June 2026

Pay in 3. BRILLIANT!.

Pay in 3 has made it so much easier for me to organise my monthly incoming and outgoing budget funds. Absolutely brilliant. Reviewed on: 8th June 2026

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