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PayPal: Pay in 3 reviews

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4.93
Based on 33,124 reviews, last reviewed 13th Apr 2026
1017400% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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1%
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0%
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Latest highest rating:

5

Easy and accessible and offers affordable options. Easy and accessible and offers affordable options. Email notifications as reminders are helpful. Reviewed on: 13th April 2026
Catherine C's avatar
Catherine C

Latest lowest rating:

1

No longer too use pay in 3.. No longer too use pay in 3......& don't know why. Reviewed on: 10th April 2026
Vinni 's avatar
Vinni
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (33124)

PAYPAL pay in three is a winner.

5
This has been a very convenient and easy method to pay for unexpected needs, enabling me to comfortably stick within my normal budgeted expenditure. Reviewed on: 6th June 2024
darrenmparr's avatar
darrenmparr

Top pick

5
Very easy to use with great options Reviewed on: 6th June 2024
Sally 's avatar
Sally

Awesome way to easily pay in instalments

5
Awesome way to easily pay in instalments Reviewed on: 6th June 2024
Connor 's avatar
Connor

Straightforward and convenient to use

5
I’ve never had issues with payments or refunds this far with PayPal Reviewed on: 6th June 2024
Diane R's avatar
Diane R

Pay in 3 is really suitable for me

5
Pay in 3 is really suitable for me and my finances. It dies make me spend more though Reviewed on: 6th June 2024
Christine M's avatar
Christine M

Better than saving up!

5
PayPal Pay in 3 enables me to make the purchases I need when I need them instead of having to save up. Brilliant idea! Reviewed on: 6th June 2024
Janeo's avatar
Janeo

Great option

5
Used pay in 3 for items I really needed but didn’t have all the funds. It meant I got what I needed straight away and payments were split into 3 manageable amounts. I’ve used it several times and it worked out really well. Reviewed on: 6th June 2024
Georgia L's avatar
Georgia L

I've purchased many things now with PayPal pay in 3...

5
I've purchased many things now with PayPal pay in 3 on items that tend to fluctuate in price. Using pay in 3 ice been able to secure things at the best possible price at a time when they've dropped. Reviewed on: 6th June 2024
Trixie Devani's avatar
Trixie Devani

Pay in 3 for the win

5
I have been using paypal for many years now, and have always found it a very safe and reliable way to make purchases and transfer money. The pay in 3 option has been an exceptional addition to the paypal experience offering customers the opportunity to purchase things efficiently with a payment plan. It acts as a safety net for unexpected expenses and I couldn't recommend it highly enough. It is an incredibly effective way to manage finances and more expensive purchases without the need for a credit card. Reviewed on: 6th June 2024
Leah M's avatar
Leah M

Always easy to use and helps to spread payments of m...

5
Always easy to use and helps to spread payments of more expensive purchases Reviewed on: 6th June 2024
Vanessa H's avatar
Vanessa H

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