Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 33,086 reviews, last reviewed 13th Apr 2026
1014100% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

customer service good one good customer service great one Reviewed on: 13th April 2026
michael fahm's avatar
michael fahm

Latest lowest rating:

1

No longer too use pay in 3.. No longer too use pay in 3......& don't know why. Reviewed on: 10th April 2026
Vinni 's avatar
Vinni

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (33086)

Premiership PayPal

5
All good. Money transferred quickly. Dashboard easy to navigate. Reviewed on: 6th June 2024

They have always been there for my claims

5
They have always been there for my claims Reviewed on: 6th June 2024

When in doubt PayPal always comes through

5
When in doubt PayPal always comes through Reviewed on: 6th June 2024

Never any issues, even when refunds.

5
Never any issues, even when refunds. Reviewed on: 6th June 2024

Love pay in 3 let's me spread the costs

5
Love pay in 3 let's me spread the costs Reviewed on: 6th June 2024

Satisfied PayPal user

5
I have been using PayPal pay in 3 for a while now I have never had issues. For me it is a no brainer to use a service that offers 0% apr. I keep telling my friends they should only use this feature. Reviewed on: 6th June 2024

Easy as 1,2,3

5
Very good option to pay for items, if you've had your eye on something nice, spread them out in manageable amounts. Reviewed on: 6th June 2024

Simple and effective process!

5
Simple and effective process! Very quick process, makes for easy purchasing Reviewed on: 6th June 2024

Easy and safe

5
Easy to set up, monitor, and manage. Really convenient. Plenty of built-in security measures. Reviewed on: 6th June 2024

I love the pay in 3 option!

5
I love the pay in 3 option. It enables me to treat myself and spread the cost! Whenever I have contacted PayPal they respond to my issue straight away! It's really easy and clear to manage my account too Reviewed on: 6th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 3 reviews
    PayPal
  • Payments

    from PayPal 4.92 from 3668 reviews
    PayPal
  • Credit card

    from PayPal 4.91 from 47 reviews
    PayPal
    View all products