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PayPal: Pay in 3 reviews

4.93
Based on 33,076 reviews, last reviewed 13th Apr 2026
1013100% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
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4%
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1%
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0%
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Latest highest rating:

5

Always been helpful and had a positive and quick out... Always been helpful and had a positive and quick outcome Reviewed on: 13th April 2026
Charlotte W's avatar
Charlotte W

Latest lowest rating:

1

No longer too use pay in 3.. No longer too use pay in 3......& don't know why. Reviewed on: 10th April 2026
Vinni 's avatar
Vinni

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (33076)

It makes life easier having access to buy and pay...

5
It makes life easier having access to buy and pay later Reviewed on: 6th June 2024

Its really great only downside for me id having to c...

5
Its really great only downside for me id having to close my account and having it showing on my credit report for well over 3 months saying I owe money. Cuz PayPal didn’t update the account Reviewed on: 6th June 2024

I love using PayPal.

5
I love using PayPal and PayPal credit,it's safe, trust worthy and affordable Reviewed on: 6th June 2024

Great experience, easy to use.

5
Great experience, easy to use. Would highly recommend & most definitely use again myself. Reviewed on: 6th June 2024

More manageable payments

5
Love being able to split bigger payments into 3 smaller manageable payments Reviewed on: 6th June 2024

Reliable!

5
I rely on PayPal's Pay in 3 service when I need to spread out the cost of a purchase to better manage my budget throughout the months. It's easy to use and offers a chance for more peace of mind and ease in commiting to a larger purchase while being mindful of the commitment to cover it in the upcoming months. Reviewed on: 6th June 2024

I’ve use pay in three many times

5
I’ve use pay in three many times for various types of purchases. I’ve never had a poor experience and it allows me to spread the cost of purchases I wouldn’t otherwise make; used wisely it’s a nice tool. Reviewed on: 6th June 2024

I have used this regularly to help make slightly exp...

5
I have used this regularly to help make slightly expensive purchases affordable. Reviewed on: 6th June 2024

Covenience and flexibility - able to manage unexpect...

5
Covenience and flexibility - able to manage unexpected outlays. Reviewed on: 6th June 2024

Great too manage your money , allows people too have...

5
Great too manage your money , allows people too have more option on buying products that they cant pay all at once Reviewed on: 6th June 2024

Review PayPal: Pay in 3 now

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