Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 32,997 reviews, last reviewed 12th Apr 2026
1005500% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way to spread a purchase interest free Very easy no set up or approval required if you have a Paypal account Reviewed on: 12th April 2026
Jason K's avatar
Jason K

Latest lowest rating:

1

No longer too use pay in 3.. No longer too use pay in 3......& don't know why. Reviewed on: 10th April 2026
Vinni 's avatar
Vinni

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (32997)

Very easy to use with great results.

5
Very easy to use with great results. Makes larger payments more manageable. Reviewed on: 6th June 2024

Quick and easy, no stress

5
Have used PayPal for a long time and just used pay in 3 for my all inclusive holiday. Quick and easy to use and peace of mind whilst away. Reviewed on: 6th June 2024

Ease of use.

5
Ease of use. Like 0% fee and quick decision of acceptance. Reviewed on: 6th June 2024

Always a helpful way to offset payments

5
Always a helpful way to offset payments Reviewed on: 6th June 2024

Being reminded

5
You have a reminder before payment will be taken Reviewed on: 6th June 2024

Pay in three has made it so much better to make larg...

5
Pay in three has made it so much better to make large purchases without having to lump sum the money straight away, very appreciated in a cost of living crisis Reviewed on: 6th June 2024

So easy and useful when you’re budgeting your finances

5
So easy and useful when you’re budgeting your finances Reviewed on: 6th June 2024

Paypals Got my back

5
Pay pal has my back In any situation. I don't buy on line if they dint use PayPal. And pay in three is wonderful removes a little pressure in these difficult times Reviewed on: 6th June 2024

An ideal way to shop on the Internet.

5
An ideal way to shop on the Internet. It's easy to get to talk to a actual person and the pay in 3 is ideal for more expensive items that are a necessity Reviewed on: 6th June 2024

Useful to split the cost of purchases

5
Useful to split the cost of purchases Reviewed on: 6th June 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review