Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79774 reviews)

View other PayPal products

4.76

Based on 79,746 reviews, last reviewed 4th Jul 2026

5409400% increase in 5 star reviews

in the past 90 days

10300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Never had any problems with paypal Never had any problems with paypal Reviewed on: 4th July 2026

Latest lowest rating:

1

pay in 3 i have used paypal for years paying subscriptions ordering froma amazon deliveroo and i still not get approved you should be fairer to the people who ... Read more Reviewed on: 4th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (79774)

Can’t recommend highly enough..

Very easy to use, always keep me up to date with notifications of upcoming payments, all the usual PayPal protection on purchases.flexible payments are so easy to manage. Reviewed on: 8th June 2026

Great service, easy to use, never any problems

Great service, easy to use, never any problems Reviewed on: 8th June 2026

Easy app to navigate golerpmtravk of your activity

Easy app to navigate golerpmtravk of your activity Reviewed on: 8th June 2026

A great service

It’s a great way to spread the cost, easy to set up and one less worry Reviewed on: 8th June 2026

Good Experience

Never tried pay in 3 before but was fantastic Reviewed on: 8th June 2026

Easy way to pay,

Easy way to pay, give reminders as and when no issues with setting up a nd using this payment plan Reviewed on: 8th June 2026

Straight forward plan

It’s pretty straightforward they tell you how much they are going to take out of your bank account and when. Specially handle for those big price or emergency items that always seem to come up at the wrong time Reviewed on: 8th June 2026

PayPal in 3 gets 10 out of 10.

PayPal’s Pay in 3 is great if you want to spread your payments over a short period of time. I don’t like paying for things on credit but Pay in 3 allows you to make purchases without breaking the bank. Easy to use, and without fuss. Reviewed on: 8th June 2026

A very happy and satisfied PayPal 'Pay in 3' customer.

I have used PayPal Pay in 3 for a number of years. It is easy to use and everything is taken care of, so I don't have to worry about remembering to pay every month. Because it is interest free, you are not paying any extra and it is ideal for mid-price purchases, so the monthly repayment is not too onerous. Everything is clearly explained and email updates to tell you when repayments are coming up or have been made are invaluable. There are now Reward points as well, which can be used as part payment on a purchase. I am 100% confident that the payment process will work seamlessly, so it is a great financial product. Reviewed on: 8th June 2026

PayPal are very professional at getting your money b...

PayPal are very professional at getting your money back if sale goes wrong. They take all the stress away. Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy now pay later
from Payl8r 4.81 from 4218 reviews
next 3step
from Next 4.18 from 5 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 148835 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub