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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (32959 reviews)

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4.93

Based on 32,959 reviews, last reviewed 11th Apr 2026

1001800% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to use. Easy to use. Quick & efficient. Never had any issues. Reviewed on: 11th April 2026

Latest lowest rating:

1

No longer too use pay in 3.. No longer too use pay in 3......& don't know why. Reviewed on: 10th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (32959)

PayPal pay in 3 is really helpful for those who don’...

PayPal pay in 3 is really helpful for those who don’t have the funds immediately available. It allows you to budget over 3 months. No interest is added on top of your total amount which is amazing. I have used this service multiple times and would happily recommend this to anyone who needs a quick solution. Reviewed on: 6th June 2024

PayPal a good thing

PayPal always been helpful in all ways when ever struggling and always way to help when you need the help they offer Reviewed on: 6th June 2024

Great way to pay for purchases, flexible and easy to...

Great way to pay for purchases, flexible and easy to track. I absolutely love it. Reviewed on: 6th June 2024

Pay in 3 helps with unexpected payments

Pay in 3 allows me to make bigger purchases when needed and spread out the cost. When things crop up in life that are unexpected and it’s a little while until payday, pay in 3 takes the stress away. Reviewed on: 6th June 2024

Brilliant

When I am hesitating to purchase an item because of its cost I always use PayPal pay in 3 to split the cost into 3 monthly payments, interest free it is a no brainer. There are no drawbacks for me using this method of payment. I use it only for necessary purchases. Reviewed on: 6th June 2024

Smooth and easy transactions, can be used practicall...

Smooth and easy transactions, can be used practically anywhere online Reviewed on: 6th June 2024

PayPal pay in 3 helps spread the cost on larger purc...

PayPal pay in 3 helps spread the cost on larger purchases and takes the stress out of remembering to pay back. It simple, safe and secure. Helping to make purchase stress free. Reviewed on: 6th June 2024

PayPal happy

No issues easy to use straight forward app Reviewed on: 6th June 2024

What I Like about PayPal

I've stayed with PayPal for many years. I find it to be a trustworthy company that looks after their customers in many ways. PayPal's diversity in money management allows customers to carry out many different financial transactions, which very useful and enables customers to do most of what they want with PayPal. I do like the options PayPal offers to pay off for purchases made, especially with the interest free period option Reviewed on: 6th June 2024

Paypal doing it right

PayPal's Pay in 3 service is a game-changer for consumers, offering a seamless and flexible payment solution. It allows users to split their purchases into three interest-free installments, making it easier to manage budgets without the stress of upfront costs. The process is incredibly user-friendly, integrating smoothly with PayPal's existing interface, and providing immediate approval decisions. This service enhances financial flexibility without hidden fees, making it an excellent option for both everyday shopping and larger purchases. Its transparency and convenience truly set it apart, delivering an outstanding user experience. Reviewed on: 6th June 2024

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