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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79730 reviews)

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4.76

Based on 79,574 reviews, last reviewed 4th Jul 2026

5393200% increase in 5 star reviews

in the past 90 days

10200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My go to for purchases that cost that little bit more Nearly every time i make a purchase that costs a little bit more, i turn to Paypal Pay in 3. Its so easy to use, i know exactly what ill be paying as ... Read more Reviewed on: 4th July 2026

Latest lowest rating:

1

i was able to use it and now it doesnt even show up... i was able to use it and now it doesnt even show up for any merchants Reviewed on: 3rd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79730)

Convenience Security for UK Users

Core function: It acts as a digital wallet and payment intermediary you link your bank account, debit credit card, or keep balance in your account to send receive money without sharing your full financial details with every seller. Online shopping: Widely accepted globally and across UK retailers offers buyer protection for eligible purchases. Reviewed on: 8th June 2026

I always feel secure using the pay pal app when payi...

I always feel secure using the pay pal app when paying for goods online, and the pay in 3 instalments is a great way of spreading the bill. Reviewed on: 8th June 2026

Used paypal for years, and pay in 3 is a massive hel...

Used paypal for years, and pay in 3 is a massive help since my salary reduced. It means I can still treat myself, or get a bargain but keep an eye on my budget. The security factor is also a big plus. I am protected and that's a significant plus for a single income household. Reviewed on: 8th June 2026

Great service made easy

PayPal is always easy to use and offers great services like Pay in 3. Reviewed on: 8th June 2026

Fantastic idea.

Fantastic idea. I use this more than any other spending way. Makes it easier spreading payments over 3 months. My whole family use this as its so easy to use. Reviewed on: 8th June 2026

Very easy to get and pay back.

Very easy to get and pay back. Just select Paypal, then pay in 3. Reviewed on: 8th June 2026

Easy to use and very clear on terms and payments...

Easy to use and very clear on terms and payments Reviewed on: 8th June 2026

PayPal has always been generally good at resolution...

PayPal has always been generally good at resolution of issues, although sometimes a little difficult to navigate where to get help. Reviewed on: 8th June 2026

Excellent

Is easy and faster to use and you will enjoy it Reviewed on: 8th June 2026

I am an 83year old pensioner and find the pay in 3 s...

I am an 83year old pensioner and find the pay in 3 system excellent as it means that the cost of purchases is spread over three months in equal amounts which is very helpful Reviewed on: 8th June 2026

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