Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 32,168 reviews, last reviewed 9th Apr 2026
927600% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and safe - been their customer for so many year... Easy and safe - been their customer for so many years never got disappointed Reviewed on: 9th April 2026
Elmira S's avatar
Elmira S

Latest lowest rating:

1

PayPal is too strict PayPal is too strict and blocks you immediately even if you have an amazing payment history and excellent credit history when the system is not happy ... Read more Reviewed on: 8th April 2026
MT's avatar
MT

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (32168)

Easy and quick service and allows for more affordabl...

5
Easy and quick service and allows for more affordable purchases Reviewed on: 5th June 2024

I find paying three really useful, especially that I...

5
I find paying three really useful, especially that I have the option to pay it off earlier if convenient. Reviewed on: 5th June 2024

Makes pricey items more achievable.

5
I always use pay in 3 for bigger payments as it is so easy to use and helps make things more affordable and allowing me to treat myself. Reviewed on: 5th June 2024

Always so easy to use.

5
Always so easy to use. Highly recommend. There is no hassle and the whole process is quick and simple. Payments are automated and so you don’t have to give it a second thought once you have opted for Klarna via paypal Reviewed on: 5th June 2024

Excellent service

5
Excellent services, always helpful and handy, easy to use. Reviewed on: 5th June 2024

Helpful to have credit for cashflow

5
Helpful to have credit for cashflow Reviewed on: 5th June 2024

PayPal is my go to for securing payments.

5
PayPal is my go to for securing payments. The security it gives helps to alleviate a lot of stress. Reviewed on: 5th June 2024

Easy no hassle

5
Easy no hassle. Looked for item pay with PayPal job done Reviewed on: 5th June 2024

Brilliant service.

5
Brilliant service. Would definitely recommend and use again in the future Reviewed on: 5th June 2024

Really useful and doesn’t penalise for spreading costs

5
Have used it often particularly to spread the cost of rail travel. Efficient and really helps without interest added. Reviewed on: 5th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 3 reviews
    PayPal
  • Payments

    from PayPal 4.92 from 3663 reviews
    PayPal
  • Credit card

    from PayPal 4.91 from 44 reviews
    PayPal
    View all products