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PayPal: Pay in 3 reviews

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4.93
Based on 32,127 reviews, last reviewed 9th Apr 2026
923700% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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1%
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0%
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Latest highest rating:

5

Easy and clear to use and best customer service I've... Easy and clear to use and best customer service I've experienced Reviewed on: 9th April 2026
Thomas F's avatar
Thomas F

Latest lowest rating:

1

PayPal is too strict PayPal is too strict and blocks you immediately even if you have an amazing payment history and excellent credit history when the system is not happy ... Read more Reviewed on: 8th April 2026
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MT
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (32127)

Fast decision.

5
Fast decision. No overpaid. Easy to use Reviewed on: 5th June 2024
Andrius 's avatar
Andrius

Helpful and easy to use

5
Helpful claim and refund process if I had to deal with a scam and easy to use and understand pay in 3 feature. Reviewed on: 5th June 2024
Naeem A's avatar
Naeem A

Never had an issue and I’ve been using PayPal for ye...

5
Never had an issue and I’ve been using PayPal for years Reviewed on: 5th June 2024
Nick s's avatar
Nick s

Pay in three is simple to uses

4
Pay in three is simple to use and is available for many shops. It’s especially useful for large purchases. Reviewed on: 5th June 2024
MC's avatar
MC

PayPal has been extremely useful to me and any issue...

5
PayPal has been extremely useful to me and any issues that I've had with payees in the past have been investigated and dealt with in a swift and unbiased manner. I find the service invaluable. The interest free options for various purchase payments to spread payments are always welcome. Reviewed on: 5th June 2024
Steve W's avatar
Steve W

Easy to use, with no complications

5
Easy to use, with no complications Reviewed on: 5th June 2024
Sophie R's avatar
Sophie R

it is PERFECT for students.

5
it is PERFECT for students. it really helps with my budgeting every month and it’s really keeps me on track and on top of my spending- would definitely recommend to all students and even people who work. Reviewed on: 5th June 2024
Ben H's avatar
Ben H

Quick and easy, efficient

5
Really good way to spread the cost, team really helpful when I’ve had to ring up Reviewed on: 5th June 2024
Sophie M's avatar
Sophie M

Split the cost of goods easily

5
I was able to split the cost of goods in 3 manageable chunks. Would highly recommend. Very handy and an easy way to pay for all your goods online. Reviewed on: 5th June 2024
Rob L's avatar
Rob L

Been with paypal for years never had an issue fast r...

5
Been with paypal for years never had an issue fast response to questions great customer service Reviewed on: 5th June 2024
Andrew p's avatar
Andrew p

Review PayPal: Pay in 3 now

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