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PayPal: Pay in 3 reviews

4.76
Based on 79,366 reviews, last reviewed 3rd Jul 2026
5373000% increase in 5 star reviews
in the past 90 days
10200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My time I’ve had is very good My time I’ve had is very good and would recommend to everyone Reviewed on: 3rd July 2026
Charlene G's avatar
Charlene G

Latest lowest rating:

1

i was able to use it and now it doesnt even show up... i was able to use it and now it doesnt even show up for any merchants Reviewed on: 3rd July 2026
Kylie's avatar
Kylie

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (79524)

It was nice and easy to set up pay in 3 and had a go...

4
It was nice and easy to set up pay in 3 and had a good one with it. Reviewed on: 8th June 2026

Finance made simple

5
Great services and backed by there money back guarantee Reviewed on: 8th June 2026

easy and convenient

5
This is a very easy and convenient way of making a payment with a "short term loan. I use this frequently and it is just perfect. Reviewed on: 8th June 2026

Every time I’ve used PayPal to help with finances re...

5
Every time I’ve used PayPal to help with finances regarding using the pay in 3, it’s helped a lot and a great way to spread the cost. It’s easy and simple to use and set up. I’ve only had to get hold of PayPal customer service once in the past and I remember them being able to sort my issue very quickly and effectively. The fact that I’ve only had to use customer service once proves a lot in itself…….. Reviewed on: 8th June 2026

Used when I needed very useful when I needed to over...

5
Used when I needed very useful when I needed to over time Reviewed on: 8th June 2026

So far so good

5
Always seems to be very straightforward. Haven’t had any problems yet x Reviewed on: 8th June 2026

Pay on 3 is very convenient, it aids in spreading ou...

5
Pay on 3 is very convenient, it aids in spreading out the cost of more expensive products that normally I would not be able to purchase one off. PayPal is a trusted site and feels more trustworthy than klarna or clear pay due to already having used PayPal in the past Reviewed on: 8th June 2026

PayPal makes my mind calm and my life more secure

4
I never buy cheap products as I believe it’s better to buy a good quality and use it for a while in which PayPal helps me to do it in pay in 3. In this way I am able to manage my financial situation and also be sure PayPal takes responsibility for fraudulences, and in such scenario I wouldn’t be alone. Reviewed on: 8th June 2026

It is all so easy to pay and receive money

5
It is all so easy to pay and receive money Reviewed on: 8th June 2026

The pay in 3 service is seamless.

5
The pay in 3 service is seamless. I get notifications when the next payment is due and it us much better than other services such as Klarna. Reviewed on: 8th June 2026

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