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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (32112 reviews)

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4.93

Based on 32,112 reviews, last reviewed 9th Apr 2026

922300% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with PayPal Credit has been good overall. My experience with PayPal Credit has been good overall. The application process was straightforward, payments are easy to manage through my account, a... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

PayPal is too strict PayPal is too strict and blocks you immediately even if you have an amazing payment history and excellent credit history when the system is not happy ... Read more Reviewed on: 8th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (32112)

hassle free.

hassle free. safe payment affordable payments Reviewed on: 5th June 2024

Easy to use and always get accepted

Easy to use and always get accepted Reviewed on: 5th June 2024

No charge to spread the cost over 3 month top!

No charge to spread the cost over 3 month top! Reviewed on: 5th June 2024

Worked as it should - spread payments in three

Worked as it should - spread payments in three Reviewed on: 5th June 2024

provide a good service

Always provide a good service and go above and beyond to help Reviewed on: 5th June 2024

Great service, convenient to use.

Great service, convenient to use. Keeps customers informed of payment dates and balances. Reviewed on: 5th June 2024

Always happy with your service and money also safe

Always happy with your service and money also safe Reviewed on: 5th June 2024

A very useful and reliable service.

I find this system very useful and it allows me to purchase goods without having to save up for them as I can pay monthly within my budget and not be charged interest. I am told almost immediately if I have been accepted for this credit So far I have not been turned down. A very efficient and reliable service. Well done Paypal. Thank you. Reviewed on: 5th June 2024

Great facility from Paypal

Easy to use, and helpful to budget the larger spends and expensive times of the year such as Christmas. Reviewed on: 5th June 2024

PayPal will back you if needed to fight against scam...

PayPal will back you if needed to fight against scammers and pay in 3 great way to spread the cost Reviewed on: 5th June 2024

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