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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (32092 reviews)

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4.93

Based on 32,092 reviews, last reviewed 9th Apr 2026

920400% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Expensive essentials possible with 3 smaller payments Pay in 3 with PayPal has allowed me to buy essential expensive items without leaving myself struggling financially. It breaks the total into 3 smaller... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

PayPal is too strict PayPal is too strict and blocks you immediately even if you have an amazing payment history and excellent credit history when the system is not happy ... Read more Reviewed on: 8th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (32092)

PayPal pay in 3 is seamless!

PayPal pay in 3 is seamless, easy and a very convenient way at of splitting those bigger purchases. Can’t fault it! Reviewed on: 5th June 2024

Very simple efficient and safe service

Very simple efficient and safe service Reviewed on: 5th June 2024

Pay in 3 is so convenient for large payments like fl...

Pay in 3 is so convenient for large payments like flights or big bookings, and it’s so easy to set up and track. Or settle early if needed. What I would recommend is to make the process of extracting money from Paypal into your account slightly more streamlined. Reviewed on: 5th June 2024

Easy to use and great for payments, you can check on...

Easy to use and great for payments, you can check on the app the progress of your payments also Reviewed on: 5th June 2024

It's pretty much all good

The online site is very easy to navigate. Chat is responsive and effective. I can quickly see my spends and mange my monthly direct debit. I appreciate how quickly money can be sent to others. Credit limit is generous and 4 month 0% payment plan helpful. Reviewed on: 5th June 2024

Excellent option never have any issues always this a...

Excellent option never have any issues always this as my first option I wouldn’t choose anything else at check out Reviewed on: 5th June 2024

Treat yourself but spend wisely

It just spread the cost over 3 months rather than paying straight away. I only treat myself ever4 months or so therefore this method means that I can purchase better quality items and spread the cost. Reviewed on: 5th June 2024

Easy great no problems just a Click away

Easy great no problems just a Click away Reviewed on: 5th June 2024

Used pay pal for years never an issue.

Used pay pal for years never an issue. Recently used pay in 3 for flights and bigger cost payments which really is helpful. Have been using the paypal credit too which lets you pay for items with no interest if you clear in 4 months which allows you to spend but helps you manage your payments with the easy to use app!! Reviewed on: 5th June 2024

Everything was great, really useful and well explained

Everything was great, really useful and well explained Reviewed on: 5th June 2024

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