Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 79,366 reviews, last reviewed 3rd Jul 2026
5373000% increase in 5 star reviews
in the past 90 days
10200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My time I’ve had is very good My time I’ve had is very good and would recommend to everyone Reviewed on: 3rd July 2026
Charlene G's avatar
Charlene G

Latest lowest rating:

1

i was able to use it and now it doesnt even show up... i was able to use it and now it doesnt even show up for any merchants Reviewed on: 3rd July 2026
Kylie's avatar
Kylie

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (79389)

Brilliant safer than a bank always there when you ne...

5
Brilliant safer than a bank always there when you need that little help spreading costs Reviewed on: 7th June 2026

great company, very reliable and easy to use

5
great company, very reliable and easy to use Reviewed on: 7th June 2026

Everything is amazing with Paypal

5
Everything is amazing with Paypal Reviewed on: 7th June 2026

PayPal is easy and works for everyone

5
PayPal is easy and works for everyone Reviewed on: 7th June 2026

Found everything easy and was exactly what I needed,...

4
Found everything easy and was exactly what I needed, I should have got PayPal sooner. Reviewed on: 7th June 2026

I've always used PayPal and never had an issue

5
I've always used PayPal and never had an issue Reviewed on: 7th June 2026

Easy to use simple transactions safe banking

5
Easy to use simple transactions safe banking Reviewed on: 7th June 2026

Easy, reliable & safe.

5
Easy to use, a reliable way to pay and it keeps your details safe. Reviewed on: 7th June 2026

' Not happy'

3
I,ve had PayPal for a number of years and had no problem using pay in three until recently, I was turned down asking to pay in three for £417,... I,ve never owed money to anyone ever. Reviewed on: 7th June 2026

Paypaller since the start!

5
I started using for a long time as I felt that it's a safer way to pay online without keying card details all the time and allows me to link with either debit or credit cards. The pay later in 3 installments and the Paypal credit are one of the greater invention. I was able to get things I needed immediately while pay back after, especially when we are in a difficult economic downturn. Now Paypal continues to evolve with the Paypal physical cards. I continue to support how Paypal is blending into our daily life while it's very user friendly with no fees! Reviewed on: 7th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 148309 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3759 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 101 reviews
    PayPal
    View all products