Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79334 reviews)

View other PayPal products

4.76

Based on 79,202 reviews, last reviewed 3rd Jul 2026

5358200% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great idea well executed! Pay in 3 is an excellent way of splitting the cost of things. I paid €1300 for an apartment over 3 months and it really helped my finances. Another ti... Read more Reviewed on: 3rd July 2026

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (79334)

Spread the cost!

Used this for spreading the cost of new tyres, which helped with cash flow, massively. Reviewed on: 7th June 2026

Paypal is like having a reliable friend

My experience with PayPal Pay in 3 has been excellent. The application process was quick and straightforward, with no unnecessary hassle. It gave me the flexibility to spread the cost of my purchase into manageable payments, making budgeting much easier. Everything was clearly explained, payments were easy to track, and the whole process was smooth from start to finish. I would definitely recommend PayPal Pay in 3 to anyone looking for a simple and reliable way to manage larger purchases. Reviewed on: 7th June 2026

It is easy to use and all of my previous transaction...

It is easy to use and all of my previous transactions have been smooth and hassle free Reviewed on: 7th June 2026

Simple, not complicated at all like some companies.

Simple, not complicated at all like some companies. Also means pay in three I can monitor what I spend and buy goods when I need them without taking on too much. Would recommend to friends and family who are on a budget because everything is paid for in three months. Unlike credit cards which can cause you to get into debt. Reviewed on: 7th June 2026

Why PayPal Remains My Preferred Payment Service

My experience with PayPal has been mostly positive. The platform is easy to use and makes sending and receiving money convenient. Setting up an account was straightforward, and linking my bank account and card took only a few minutes. Transactions are usually processed quickly, and the mobile app is user-friendly. I also appreciate the buyer protection feature, which provides extra confidence when shopping online. However, customer support can sometimes be slow to respond, and account limitations may occur unexpectedly. Overall, PayPal is a reliable and secure payment service that simplifies online transactions for both personal and business use. Reviewed on: 7th June 2026

Great Service

Order select payment you want and sorted right away Reviewed on: 7th June 2026

I love PayPal because I have complete confidence tha...

I love PayPal because I have complete confidence that PayPal protect my purchases. They offer a great service and make it so easy to use. Sending money to friends and family is so easy with peace of mind. Reviewed on: 7th June 2026

Outstanding

Excellent service, quick and easy to do Reviewed on: 7th June 2026

Always feel safe when I pay by PayPal.

Always feel safe when I pay by PayPal. Reviewed on: 7th June 2026

Good all round card good to use excellent ways of pa...

Good all round card good to use excellent ways of payment Reviewed on: 7th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Argos card
from Argos 4.31 from 64 reviews
Retail finance
from Buyline 4.38 from 26 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 148222 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub