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PayPal: Pay in 3 reviews

4.76
Based on 79,202 reviews, last reviewed 3rd Jul 2026
5358200% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great idea well executed! Pay in 3 is an excellent way of splitting the cost of things. I paid €1300 for an apartment over 3 months and it really helped my finances. Another ti... Read more Reviewed on: 3rd July 2026
Em Gee's avatar
Em Gee

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026
Muha's avatar
Muha

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (79321)

Easy to split purchases

5
Very convenient and easy to split purchases, simple to use and clear. Reviewed on: 7th June 2026

PayPal is easy to use, no high fees

5
PayPal is easy to use, no high fees Reviewed on: 7th June 2026

Very quick, simple and easy

5
Very quick, simple and easy to use, also easy to transfer money sent back to own account or leave as funds. Thankyou Reviewed on: 7th June 2026

Very fast service easy to understand and the being...

5
Very fast service easy to understand and the being able to pay for items in 3 payments if you choose to is a very good idea and its great how you can check on parcels when they are arriving very good service. Reviewed on: 7th June 2026

Great payment options

5
Great payment options that helped me many times. Reviewed on: 7th June 2026

I’m afraid I’m quite negative, the app I find quite...

3
I’m afraid I’m quite negative, the app I find quite awkward and difficult to use and your customer service generally have not been helpful Reviewed on: 7th June 2026

Supportive

5
PayPal gives you options to pay interest free payments for items you may not be able to afford at the time . This has supported me when I needed to prioritise other finances but needed to purchase particular items for the home . Reviewed on: 7th June 2026

PayPal is Great

5
Whenever I use PayPal everything is straight forward and easily done Reviewed on: 7th June 2026

Since I’ve been using PayPal it’s always been smooth...

5
Since I’ve been using PayPal it’s always been smooth sailing never had any problems, it’s simple and straightforward Reviewed on: 7th June 2026

Great app

4
Great, just wish i could buy more on multiple payments. Reviewed on: 7th June 2026

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