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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79252 reviews)

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4.76

Based on 79,202 reviews, last reviewed 3rd Jul 2026

5358200% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great idea well executed! Pay in 3 is an excellent way of splitting the cost of things. I paid €1300 for an apartment over 3 months and it really helped my finances. Another ti... Read more Reviewed on: 3rd July 2026

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79253)

I feel safe using PayPal for all my transactions .

I feel safe using PayPal for all my transactions . Any problems with suppliers , they always help and act on my behalf to refund or replace my goods it's so convenient and easy to use. Reviewed on: 6th June 2026

PayPal is quick and easy to use and I prefer using i...

PayPal is quick and easy to use and I prefer using it as an added layer of security Reviewed on: 6th June 2026

Easy to use.

Easy to use. Keep everything secure. Reviewed on: 6th June 2026

It is the only platform I have been using for that m...

It is the only platform I have been using for that many years which says a lot. Reviewed on: 6th June 2026

The pay in 3 has allowed me to make larger purches...

The pay in 3 has allowed me to make larger purches and to split the cost over 3 months. I have always taken this into my budget, making sure if I had to pay it all at once I could. However, the pay in 3 option allowed me to keep the money in my pank into parts and keep my overall amount the same. Reviewed on: 6th June 2026

I love PayPal 'Pay in 3' as it gives you time to pay...

I love PayPal 'Pay in 3' as it gives you time to pay for something you want in smaller amounts and provided you pay within the time period there is no interest charge! Fantastic! Reviewed on: 6th June 2026

PayPal pay in 3. 100% recommend

I couldn’t afford a straight pay to go out my account so a pay in 3 was very helpful for me because it gave me enough time to buy the things I wanted and give me some financial break at the same time. I would 100% recommend Reviewed on: 6th June 2026

Always spot on when I need to count on pay...

Always spot on when I need to count on pay in 3 Reviewed on: 6th June 2026

Great experience.

Great experience. Straight forward Reviewed on: 6th June 2026

Pretty good I haven’t had any issues

Pretty good I haven’t had any issues Reviewed on: 6th June 2026

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