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PayPal: Pay in 3 reviews

4.93
Based on 22,350 reviews, last reviewed 25th Aug 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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4%
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1%
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0%
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0%

Latest highest rating:

5

Never had an issue with PayPal, it always does what... Never had an issue with PayPal, it always does what I want it to do. Reviewed on: 25th August 2025
Jason 's avatar
Jason

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (22350)

Excellent

5
I have had a good experience with PayPal Reviewed on: 12th May 2024

Credit limit can be increased more often.

5
Credit limit can be increased more often. Pay in 3 can be Increased to pay in 6 Reviewed on: 12th May 2024

So easy to use and very helpfully.

5
So easy to use and very helpfully. Reviewed on: 12th May 2024

5 Stars!

5
No interest for 3 or 4 months is a good offer Reviewed on: 12th May 2024

Pay in 3 is the easiest way I know to spread payments.

5
I've used Pay in 3 many times to spread costs. It's easy and convenient to use with automatic payments so there's no chance of forgetting to make future repayments. The ability to get what you need when you need it has got me through several sticky situations. Reviewed on: 12th May 2024

Very simple to use and user friendly

5
Very simple to use and user friendly Reviewed on: 12th May 2024

A handy payment method

5
Use it regularly for purchases makes it easier spreading the cost of payments Reviewed on: 12th May 2024

Very easy and quick to use.

5
Very easy and quick to use. Love it Reviewed on: 12th May 2024

A safe way to spread the cost

5
Having been with PayPal for years, the introduction of Pay In 3 made affordable payments a safe bet for spreading the cost over a short period of time with no interest incurred. It enables buying items that are between essentials and luxuries more achievable! Reviewed on: 12th May 2024

Brilliant

5
Great way to spread the cost it’s quick and easy to do would definitely recommend people use this Reviewed on: 12th May 2024

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