Write a review

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (22350 reviews)

View other PayPal products

4.93

Based on 22,350 reviews, last reviewed 25th Aug 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Never had an issue with PayPal, it always does what... Never had an issue with PayPal, it always does what I want it to do. Reviewed on: 25th August 2025

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (22350)

Great service easy to use.

Great service easy to use. PayPal app is also easy and user friendly Reviewed on: 12th May 2024

LIFESAVER!!

I rely on pay in 3 with every single purchase it breaks down the cost to 3 easy monthly payments and makes everything affordable and within reach. Also, you get reminders when payments are due so you can't miss a single payment. I don't know how I was able to do shopping before this option thank you to PayPal for this fantastic service. Reviewed on: 12th May 2024

Love how PayPal make changes to pay in 3

Love how PayPal make changes to pay in 3 Reviewed on: 12th May 2024

My favourite payment option for online purchases.

Great option for splitting a payment into 3 chunks. I use it for bigger purchases e.g. airline tickets. It’s easy and very secure - PayPal always asks to confirm your identity by logging in, and if the browser/device isn’t recognised, you provide a code or confirm it’s you via PayPal app - takes only a few seconds but provides peace of mind. Moreover, there are many online retailers that offer this choice of payment so it’s a no brainer! Once your PayPal account is set up, it takes a few seconds to use the Pay-in-3 option. It really isn’t a hassle. Reviewed on: 12th May 2024

Very PROMT and professional.

Very PROMT and professional. I am very satisfied with their services. Reviewed on: 12th May 2024

Always worked for me!

Always worked for me! Used on big eBay purchases and never had a problem Reviewed on: 12th May 2024

convenient payment method

Offers convenient payment methods to split payments without interest being applied Reviewed on: 12th May 2024

Pay in 3 works brilliantly and very convenient.

Pay in 3 works brilliantly and very convenient. I've used it often. Reviewed on: 12th May 2024

I really enjoy paying through PayPal as its convenie...

I really enjoy paying through PayPal as its convenient and safe but the only issue us PayPal doesn't let me use the PayPal credit site to buy more or expensive product as its states I am not eligible for the loan or credit Reviewed on: 12th May 2024

Feel like I can buy more things and it doesn’t break...

Feel like I can buy more things and it doesn’t break the bank Reviewed on: 12th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Argos card
from Argos 3.34 from 58 reviews
Buy Now Pay Later
from Butter 4.50 from 2 reviews
Buy now pay later
from Clearpay 3.15 from 52 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.91 from 50806 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.40 from 2 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub