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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79128 reviews)

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4.76

Based on 79,072 reviews, last reviewed 2nd Jul 2026

5345900% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very good experience and very good at dealing with q... Very good experience and very good at dealing with queries quickly Reviewed on: 2nd July 2026

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79128)

No problems easy to access help no problem getting s...

No problems easy to access help no problem getting stuff Reviewed on: 6th June 2026

Always a professional team that supports it’s custom...

Always a professional team that supports it’s customers purchase , a first in any correspondence to support them , it’s fantastic to have the opportunity to spread my payment totals using the interest free option, thanks PayPal for your support , kind regards from the bottom of my heart. Reviewed on: 6th June 2026

Loving it.

I love it. It saved me enough so I don't have to worry about doing other payments like rent, I can save up as much as I can before completing all of the payments. Reviewed on: 6th June 2026

Never had any problems with PayPal and so easy and c...

Never had any problems with PayPal and so easy and convenient to use pay in three. Also like that very many retailers accept! Reviewed on: 6th June 2026

Great opportunity to pay for thinks in 3 instalments

Great opportunity to pay for thinks in 3 instalments Reviewed on: 6th June 2026

Faultless

Never had a single problem they couldn't fully fix in over 8 years of use Reviewed on: 6th June 2026

Thank goodness for 3pay

No direct answers to specific questions (not previously asked questions) I tried to find out why I wasn't being offered 3 pay now??? Reviewed on: 6th June 2026

Good review

Good experience no issues till now. Reviewed on: 6th June 2026

Applied for pay in 3 whilst purchasing items from Ar...

Applied for pay in 3 whilst purchasing items from Argos went through immediately Reviewed on: 6th June 2026

Convenient, with some buyer protection

Paypal is a go-to payment method, thanks to the added buyer protection versus e.g. paying by debit card. Pay in 3 can spread out the impact of larger purchases, making budgeting less spiky. Reviewed on: 6th June 2026

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